What is the pre-tax monthly salary 12500 in Shanghai?

Pre-tax salary 12500, after tax is generally 10 thousand or more than 9 thousand. Living in Shanghai, life is moist and not moist, which is linked to the existing material life. There are the following situations

1. If you have a house and a car in Shanghai, there is not much demand, and both of you have such income, life is still very moist. If you want to have a high-quality life and often go out to eat, you are still short of money. After all, you don't have to spend money now. If you do a maintenance, money will slip faster than water.

For migrant workers who have no house or car, it is still difficult to save money to buy a house. After all, rent a house at least 1500, eat and drink 2000, and occasionally buy clothes to go shopping and go out for dinner. 1000 is gone. Transportation and communication costs 500 or 1000, leaving more than 4000. It would be really tight if we talked about another girlfriend and went to romance once in a while.

Of course, there are a group of people who are migrant workers. This is a group of people that we cannot forget. Even if they can't get that much money in Shanghai, they can still save money. Why? Because their little money is for their daughter-in-law's clothes, for their children's school and for their parents' respect. They eat chaff and swallow vegetables and live a life of only filling their stomachs. But when they think about it,

Therefore, no matter how much income we have, it is related to our desires. We should make our life proportional to our income.

In Shanghai, the pre-tax is 12500 yuan. After paying off the self-paid part of five insurances and one gold, the monthly income is about 10,000 yuan after deducting income tax.

This kind of income, even in Shanghai, where China's economic aggregate ranks first, is above the average, and can rank in the top third.

With such income, if a Shanghai native has a house, a car and no loan, his parents have a pension, his wife has a middle income of 6,000 to 7,000 yuan, and he raises a child, he can live a slightly more refined life in Shanghai. Go home from work every day, order food, drink a bottle of beer or yellow wine, and the whole family eats it with relish. Go to Shanghai market and small park on weekends, and give out year-end bonus at the end of the year. You can arrange to go abroad or travel abroad.

This is the standard life of local people in Shanghai.

If a foreigner is in Shanghai, with this income, it is difficult to take root without a house or a car, and a considerable part of his income has to pay rent. If he buys a house, he basically dares not consider eating, eating in the canteen or eating fast food in a small restaurant outside. The quality of life is very general, falling in love is not smooth, and marriage and settlement are far away.

I have to say that in a big city like Shanghai, the key to the quality of life is to have housing and things, so that middle-income people can live a slightly refined life.

It's sad to have no house, unless the income is particularly high, you can buy a house and settle down.

It is difficult to settle down in Shanghai with an upper-middle income.

In China, wages should be deducted from the corresponding social security fees, housing provident fund and personal income tax.

There is still a big gap between the actual income of individuals and the wages payable.

For example, if the salary before tax is12,500 yuan, 8% of the old-age insurance, 2% of the medical insurance, 0.5% of the unemployment insurance, 5% to 12% of the housing accumulation fund and some personal income taxes need to be deducted.

If the housing provident fund is paid according to the payment ratio of 12%, the actual salary before tax should be 9687 yuan. Is there a big psychological gap? From June 5438+ 10, the new tax rate will be used, so our actual salary is about 9400 yuan.

From 2065438 to 2009, we implemented further personal income tax reform. On the basis of the tax exemption of 5,000 yuan, the state set up some special additional deductions for children's education expenses, housing loans, and support for the elderly, ensuring that everyone's real tax threshold far exceeded 5,000 yuan.

If the real pre-tax salary is12,500 yuan, it is estimated that you need to pay personal income tax of two or three hundred yuan. However, the specific special additional deduction items have not yet been issued, and the real final draft is expected to be issued before the end of 65438+February.

Even the monthly salary 12500 is less than the highest income level in Shanghai 10. The income of employees in Shanghai is still quite high, with a monthly income of 654.38 million yuan, accounting for about 23% of the total population.

The monthly income is 12500 yuan, accounting for about 15% to 16% of the top level.

However, this income is still far from the middle class. The standard of the middle class should meet the following three points at the same time:

First, families with a monthly income of more than 45,000 yuan.

Two, the family property value of more than 5 million yuan, the net price. The vehicle standard exceeds 250,000 yuan.

Third, families should have liquid assets of more than one million yuan, which is liquid assets.

In first-tier cities such as Beijing, Shanghai, Guangzhou and Shenzhen, middle-class families should still be targeted. Keep trying!

But we should also be content. The minimum wage in Shanghai is 2420 yuan, and the monthly income is 65438+100000, which is much happier than them.

As a drifter in Shanghai, I answer this question with the history of blood and tears. Shanghai monthly salary is 12500 before tax, and five insurances and one gold are deducted after tax, with a maximum of 10000 yuan. Pot friends in third-and fourth-tier cities sound like they have a lot of income, hehe, but in fact, it is still very difficult in such a first-tier city.

Take myself, a post-90s girl who is still struggling in Shanghai as an example.

1. Rent: For the convenience of commuting, I shared a small room of 8 square meters with a stranger near the company. The rent includes about 3000 yuan for utilities.

2. Catering: Take-out lunch or eat near the subway entrance every day, one 30 yuan with breakfast. The daily food cost is 70 yuan 2 100, plus an occasional meal on weekends. The budget for meals is 2500 yuan.

3. Life: shampoo and shower gel, girls' cosmetics, clothes and shoes, telephone, transportation, occasional human contacts, budget 1500 yuan, barely enough.

4. Big-ticket consumption: replacement of mobile phones or other electronic products, travel, shopping for parents at home, commercial insurance, occasional illness and other expenses. On average, there is no 1 000 yuan.

If all goes well, the monthly balance is 2,000 yuan, including the year-end bonus, the balance is 50,000 yuan, and the ideal balance for 10 is 500,000 yuan.

I graduated from my undergraduate course at the age of 23 to my youth at the age of 33, and I devoted myself to Shanghai, a gorgeous first-tier city. At the age of 33, you can take 500,000 yuan to buy a small three-bedroom apartment with a down payment of 80 square meters in the third-and fourth-tier cities of your hometown, and then talk about "life". Oh (?) Oh

Although it sounds difficult, which step in life is easy? Come on.

Answer: I worked in Shanghai for 92 years, which happened to be 12500 before tax and 9990.80 after tax. Including subsidies, I get an average of1.65,438+0 million per month, and the basic living security is 6,000 per month, leaving 5,000. I dare not spend money indiscriminately, dare not talk about my girlfriend, and dare not want to buy a car or house, so I have been living alone. People will laugh at you, but what can you do? You can only work hard to improve yourself and complete the transformation. Because of poverty, naked resignation went out to reflect for four months. Later, he realized that if the family conditions are average and ordinary wage earners, you have to accept your fate. You have to know that wages are rising bit by bit. 12500 is not your starting point or your end point. This is a node in the process. If someone pays special attention to you, then this kind of. Go home to take the civil service exam and go out to start your own business. I have never experienced it, and I dare not talk nonsense. I firmly believe that if you work hard and change, your salary will be more and more, your road will be wider and wider, your life will be better and better, and you must make good plans for yourself after work. There is also a feeling that you earn less than others, others look down on you, you earn more than others, and others envy you. So just live your own life and know what you want and what to do. You can't live in other people's mouths. As for buying a car, buying a house, getting married and having children, sometimes you have to have them in your life, and what should come will always come. Work hard * * *!

Shanghai pre-tax salary 12500 yuan. What level does it belong to? In fact, whenever you want to compare, you must have a reference. Who do you want to compete with anyway? Compared with different objects, the results will be different. According to the data released by Shanghai Municipal Bureau of Statistics, the average wage of employees in urban units in Shanghai in 20 19 was 9580. 17 yuan/month. Compared with the average social wage in Shanghai, you belong to the upper-middle level. As an HR in charge of salary management, I understand your feelings very well, and you will definitely not be satisfied with it. Let me help you analyze and calculate: what is the pre-tax monthly salary of 12500 yuan in Shanghai, and what is the national level compared with super-first-tier cities such as Beijing and Shenzhen. I hope I can help you!

1. In Shanghai, before tax12,500 yuan/month, what is the actual salary, and how much is left after living expenses? First, let's measure the after-tax income. Then, combined with the consumption expenditure of Shanghainese (such as mortgage, car loan, food, clothing, housing and transportation, etc. ), calculate how much money you can leave each month and see what level it belongs to.

(a) Shanghai social security payment ratio:

1. Endowment insurance: 20% for units, 8% for individuals and 28% for flexible employees;

2. Medical insurance: 9.5% for employers, 2% for individuals and11.5% for flexible employees;

3. Unemployment insurance: 0.5% for employers, 0.5% for individuals, and1%for employees of informal employment labor organizations;

4. Maternity insurance: the employer or institution pays the fee uniformly 1%, and the individual does not pay the fee;

5. Work-related injury insurance: the employer or institution shall pay it uniformly, which is determined as 0. 16%- 1.52% according to the industry, and no individual shall pay the fee.

6. Housing accumulation fund: 5%~ 12%.

Note: The above-mentioned medium-sized units include institutions, enterprises, social organizations and individual industrial and commercial households with employees.

According to the proportion of social security contributions, the proportion of expenses borne by individuals is 10.5%, and the housing accumulation fund is calculated as 12%, so the social security accumulation fund accounts for 22.5%.

(2) What is the actual salary before tax 12500 yuan/month in Shanghai?

Suppose: two employees, A and B, work in Shanghai after graduation, with an average monthly salary of12,500 yuan in the previous year. A employee rents a house by himself, with a monthly rent of 2,500 yuan. Employee B (unmarried) bought the first suite, with a monthly payment of 5,000 yuan. Both of them bought cars, with monthly car loan 1500, telephone bill of 200 and daily living expenses of 2000. What is the actual salary of employees A and B from June 5438 to June 2020 10? If the above expenses are excluded, how much money is left?

1. The total personal social security fee is:12500 *10.5% =1313 yuan/month.

2. Individual housing accumulation fund is:12500 *12% =1500 yuan/month.

A employee 1 month taxable income is: (12500-5000-13-1500) = 3187 yuan.

A employee 1 month tax payable is: 3 187 * 3% = 95.438+0 yuan.

The actual salary of employee A at 1 is12500-13195.61= 9591.39 yuan/month.

A The remaining amount of daily expenses for employees going out is: 9591.39-2500-1500-200-2000 = 3391.39 yuan.

B 5438 June+10, the taxable income of employees is: (12500-5000-1313-1500-1000) = 3688.

B The tax payable of employee 1 month is: 3687 * 3% =110.6438+0 yuan.

Employee b 1 The actual salary is:12500-13-1500-110/= 9576.39 yuan/month.

B Monthly mortgage repayment of employees after deducting provident fund: 5000- 1500*2=2000 yuan/month.

The remaining amount of employee B's daily expenses is: 95,965,438+0.39-2000-65,438+0500-200-2000 = 38,965,438+0.39 yuan.

Summary: Relatively speaking, Shanghai has high income and high consumption. Although the income is high, the cost of living is also high. The monthly salary is 12500, and the actual salary is about 9500 yuan. If you don't splurge, you can leave around 3000 a month.

2. Before tax in Shanghai, it is12,500 yuan/month. What level does it belong to now? (1) Compared with Shanghai's social wages and per capita disposable income.

In Shanghai, the pre-tax income 1.25 million yuan/month is higher than Shanghai's social wage and Shanghai's per capita disposable income, which belongs to the upper-middle level. After-tax salary is about 9500, and after deducting basic expenses, there is still about 3000 left.

1.20 19 The average wage of employees in non-private units in Shanghai was 149377 yuan, that is, 12448.08 yuan/month; The average wage of employees in urban private units is 64226 yuan, that is, 5352438+07 yuan/month. After weighted calculation, the average wage of employees in urban units in Shanghai in 2014962 is 9580. 17 yuan/month.

2. In the second quarter of 2020, the per capita disposable income of Shanghai residents was 36,577 yuan (per month 1.2 1.92 yuan). Shanghai pre-tax 1.25 million yuan/month, exceeding the national per capita disposable income of 3 1 province.

(2) Compared with Beijing, Shenzhen and other cities.

In 2020, the social security payment base in Beijing will be 9262 yuan, Shenzhen will be 10646 yuan and Nanjing will be 10400 yuan. Relatively speaking, the payment base of Shanghai12,500 yuan is higher than the national average level of first-tier cities.

(3) What is the national level?

According to the data of the National Bureau of Statistics, in 20 19, the average annual salary of employees in urban non-private units nationwide was 9050 1 yuan, that is, 754 1.75 yuan/month; The average annual salary of employees in urban private units is 53,604 yuan, or 4,467 yuan/month. Therefore, the pre-tax monthly salary in Shanghai is12,500 yuan, which is 5,000 yuan higher than the national average salary of non-private units in cities and towns.

Write it at the end: 1 In Shanghai, the pre-tax 12500 yuan/month, the actual salary is about 9500 yuan/month, the total personal social security accumulation fund is about 28 13 yuan/month, and the personal income tax is about 100 yuan/month. If the daily expenses are not big, after deducting the daily expenses, there will be about 3000 left every month.

2. Shanghai pre-tax12,500 yuan/month: higher than Shanghai social wage (9,580.17 yuan/month); Higher than the per capita disposable income of Shanghai residents (12 192 yuan/month); Higher than the standard payment base of first-tier cities such as Beijing and Shenzhen; It is higher than the average monthly salary of employees in urban non-private units (754 1.75 yuan/month).

3. Pre-tax income in Shanghai 1.25 million yuan/month. Although the income belongs to the upper middle class, it is ok for the locals. But for foreigners, it is still difficult to buy a house to settle down and support their families, and the pressure will be great.

In Shanghai, the monthly salary before tax is 12500 yuan. What level do you think it belongs to? Do you think it's enough except for the daily expenses?

The pre-tax monthly salary in Shanghai is 1.25 million, which is quite common for young people with a bachelor's degree. In fact, the cost of living in Shanghai is really high. In addition, there are not many pre-tax wages after tax.

1. The monthly salary is 65438+ 2500 yuan before tax. You can roughly calculate how much it is if it deducts five insurances and one gold, plus tax. The original pre-tax 1 0,000 yuan, after deducting all items after tax, is about 7,800 yuan. Then before tax 1.25 million, the company can get about 9000 yuan after all deductions. If you are a local, you may still be alive. If you are a young college student who travels to Shanghai from other places, your life may be tense.

2. Generally renting a house in Shanghai, if a person lives in a room (not a suite), the rent is at least 2,500 yuan, plus the cost of water, electricity, gas and internet, which is nearly 3,000 yuan per month. This is equivalent to13 of the after-tax salary spent on accommodation. Don't forget the four things in life, namely, food, clothing, housing and transportation. 1.

The traffic in Shanghai is also more expensive. The subway starts at three yuan, and the bus usually costs two yuan. Plus meals and other expenses. Basically, there is not much money left in a month's salary. And the premise is not to go out to play, not to entertain friends, and not to indulge yourself. I remember renting a house in Shanghai. Basically, it is possible to increase slightly every year. But in general, Shanghai's pre-tax income 1.25 million is not much different from the monthly salary of 4,000 in third-tier cities in the mainland.

But it's so difficult. Why do so many young people come to Shanghai? Isn't that for future opportunities? If Shanghai hadn't given young people more opportunities to realize their dreams, gave them opportunities to give full play to their intelligence and wisdom, and gave them a chance to make a leap in life, who would have gone to other cities in a foreign land and lived such a fast-paced and stressful life?

To a certain extent, it is because of the high housing prices in Shanghai. Everyone thinks that as long as they work hard, it is possible to make a monthly salary of 65,438+0.5 million before tax this year and 25,000 next year. Maybe they will become millions of young people in five years. Then buying a house is not a dream, and it is possible to enjoy the beauty of this city. In this city, they can also fly themselves in the future.

Young people just want to work hard. As long as the current monthly salary is enough, they should think about when their skills can be improved and when their salary can be doubled. This is the significance of coming to work in Shanghai.

In Shanghai, the pre-tax is 12500, and after deducting five insurances and one gold and personal income tax, it is about 9000 yuan. As for the level, it is determined by its own situation. With a house and a car, you can get along for 9000 days, commuting 1000, living expenses of 3000, and other expenses 1000. A thrifty person can save 4000 yuan a month.

If you rent a house, the monthly rent in the city center is 2500-3000 yuan, the suburban area is about 2000 yuan, the living expenses are 3000 yuan, other expenses are 1000 yuan, commuting around 400 yuan, and the savings are about 1500-2000 yuan. These expenses do not include clothes and shoes. Boys want to talk about girlfriends, which is unrealistic and basically dare not think about it. Girls' words are ok, which will save money, but people nowadays are very realistic. I don't know if you can't get married, so it's nice to think about how much you will spend on a boy. But under special circumstances, I am very busy at work. In addition to buying a breakfast of ten yuan, lunch and evening are working meals, which will save more than 2000 yuan. If the house is shared again, the rent will be halved and the money saved will be a little more. If you take both, you will save about 3000 yuan, which is about 5000 yuan.

The average salary in Shanghai is 9580 yuan, 12500 is one third higher than the average salary. At first glance, it looks like a lower-middle level. If you are a college student who just graduated from other places and came to work in Shanghai, you can actually only eat and wear. Of course, the bottom is better than migrant workers, but it is definitely not as rich as migrant workers.

Shanghai's pre-tax income12,500, after-tax 9,000 or so.

If you have a house in Shanghai and have no loan, for example, Shanghai natives or foreign families buy a house in full in Shanghai, then life is basically stress-free, and living for 9000 yuan is still very comfortable.

If there is no real estate in Shanghai and you need a loan to buy a house, then 9000 yuan is really a bit stretched. However, to buy a small apartment, and the location requirements should be lowered, and it is very important to be ready, but the days are a bit tight.

The above situation shows that there is no burden at home. There are no old people to support and no children to support. If there are old people in the world, it depends on whether the old people are in good health and can help with the children. You can wear it if you can. If the old man is still sick and needs your support, the money is really not enough.

So Shanghai's pre-tax level of 12,500 is less than the last one, but more than the next one. If you are young and middle-aged, I hope you will work harder and work hard by going up a flight of stairs. Come on (_? )?

Shanghai is a place where rich people gather, and house prices and prices are extremely high. In this place, only 12500 before tax, after deducting five insurances and one gold, the money is not enough for 10,000. To tell the truth, if you live in Shanghai with this money, and if you have a house, you can still eat and drink in Lazar. If there is no house, the money left in the house is not enough for food and transportation. The monthly rent for a standard room with a bathroom in Shanghai is also more than 3,000 yuan.

Hello, I'm Serena Greentown, and I'm very glad to be invited to answer this question raised by netizens. I don't need to say more about the high housing prices in Shanghai. The key is that the corresponding rental fee is also high. One month's rent in Shanghai is enough for a family of three in second-and third-tier cities. Therefore, in Shanghai, one month before tax 12500 yuan is basically not enough to spend, which is a low consumption level.