How many people now have more than 65438+ 10,000 deposits?

If you go out for an interview now, just ask a few passers-by: How many people can have more than 65,438+10,000 deposits now?

It is estimated that many people will answer you that anyone can have more than 100 thousand deposits now. Some people even say that a person who doesn't even have 100,000 deposits is a loser.

For our working class, it may not be difficult to have a deposit of100000. But it's really not easy to have a house, a car and a hundred thousand deposits after getting married and starting a business.

If you are single, the whole family is not hungry and there is no extra cost. It is really not difficult to deposit100000 yuan.

Even if you work on the factory assembly line, you can get 5 thousand yuan a month if you are a little diligent.

If you spend half and save half, you can save 2500 yuan a month. That year, you can save 30 thousand. It only takes more than three years to save 100 thousand yuan.

But for a single king, if he doesn't save money before marriage, it's not his own money. Because when you get married, you will find that 100 thousand yuan is useless.

Take myself as an example.

Bought a house, paid a down payment, and spent 300 thousand. It cost another 200 thousand to decorate the house behind. The wedding expenses cost almost 100,000 yuan.

In the face of major living expenses, 10 million yuan is tantamount to a drop in the bucket, and nothing can be solved.

After working for so many years, I'll give you a thumbs up if you can solve major life events without your family.

Like I work in a bank, my monthly salary is about 10 thousand yuan. This income is not low, and it can exceed 90% of the working class.

However, once the mortgage is paid off, after deducting the water and electricity costs of the property, the remaining money is only enough for a family of three to barely make ends meet.

Food, clothing, housing and transportation cost money, so does children's education, and it costs more to support the elderly. It is not easy to maintain a good family. As for deposits, I dare not even think about it.

Therefore, for married people, life is very stressful. Don't say that you can have a deposit or no debt, you have been more successful.

The "ten thousand households" in the 1980 s were rich people who could be famous in ten miles and eight townships. Now you say that you have 10,000 yuan in savings, and you are almost "poor".

One hundred thousand dollars really can't do anything in today's society.

First-tier cities can only buy one square meter. Second-and third-tier cities are not enough for the down payment of houses. Even if you buy a domestic car, it will cost about100000.

Without a deposit of 100 thousand yuan, you will feel very sad. After you finally get100000 yuan, you will continue to be sad.

You will find that 100,000 yuan is not enough for any accident at home.

Children go to college for at least 200 thousand in four years. Children will get married and buy a house in the future, at least 3.5 million. If you want to live a comfortable life after retirement, you need at least three or five hundred thousand deposits.

It's really not easy to be an adult, especially in middle age, you will find that everything costs money, and you can't move without money.

Life is not easy, do it and cherish it!

96. Female, primary school educated, not smart enough, working honestly and paying social security. Her salary is 3,700 bags of food and accommodation, and she saves 22,000 a month. After three years, she has saved almost 70 thousand to 80 thousand. Now I have left my job and jumped ship for four months. She earns 5000 yuan a month, saves 4000 yuan, and then deposits it in the bank regularly. My mother regularly puts 60,000 yuan in my place, and now it's 145000 all over my body, including my mother's. Anyway, I'm going to work honestly and mix social security now, so don't think about it. I am a loser, a salted fish.

I am 93 years old and my current deposit is1.8000 yuan. I can't afford the down payment. Finally married, my wife ran away with someone [covering her face]. The reality is often so cruel, I have no money, I am really nothing. With a painful heart, I will go all the way, continue my life and earn more money!

My current account after 90 is 50w.

Here's what I did.

I have been saving money since college. The monthly living expenses paid by the family are 1 1,000 yuan. I will write down my daily expenses one by one every day, and I will immediately write down 0. 1 yuan and write it down. Basically, about 25 yuan a day,

I am very hard on myself. I use my spare time in college to do part-time jobs, distribute leaflets, work as a hotel waiter, sell clothes and snacks, and sell mobile phones. At the same time, I also worked as a waiter in a hotel in summer. When I graduated, my bank card balance was more than 5 thousand.

My earliest salary was more than 2000 yuan, but I never squandered it. Now that wages are high, consumption is still the same as before. I force myself to save some money every month, save more when I earn, save less when I earn, and then buy the money into a fund.

I always eat the cheapest fast food. I remember the most extravagant time I ate for myself was when I ordered 30 pieces of fish with Chinese sauerkraut from Qian Qi, and I still eat 15 yuan of fast food.

I have always lived in cheap farmhouses, and sometimes I have to live an hour's drive from the company in order to find the cheapest house. I always walk even if I walk 1 km, and I never take a taxi unless I really have to.

All the shoes I wear are bought online, sometimes more than a dozen pieces a pair. I haven't bought brand-name shoes over 50, so I won't consider it. I also bought clothes online, and I bought them in the mall in my early years. Because they are all miscellaneous brands and don't bargain, it is convenient and cost-effective to buy them directly online. Summer clothes never exceed 80.

The credit card in my name is zero, and since I was 20 years old, I have never asked my family for a penny except 1000 of the living expenses in Aauto Quicker. I have no money to earn it myself. Slowly, my balance will increase.

I usually use flower buds. At first, I also used WeChat. Later I calculated an account for myself. I drive 2800 to 3000 a month, so I use flowers. When I pay them back at the end of the month, I can buy wealth management products with about 3000 yuan. As long as I pay them back at the end of each month, I can earn more than 100 a year for more than 3,000 years.

I prefer to save money. It's not that I don't want to spend it I'm just making trouble for myself. I gave my family thousands of dollars. When you get into the habit of saving money, a lot of debts and excessive consumption will naturally leave you.

Write at the end: it's never too late to save money. When you get used to it, saving 65,438+10,000 or even 200,000 will add up, especially in the current epidemic. Even if you stop work for a month and have no savings, you will feel panic, but I won't. I will save more money for a rainy day, and usually save more money.

I think the average family is similar, at least it is a kind of protection for life and family members.

There should be many families with 100,000 deposits in China, at least 80%. At present, the total population of China is 654.38+04 billion, and the per capita deposit is 73,900 yuan, which is 766.5438+00 yuan short of 654.38+00 yuan. At present, there are no domestic bank cards of 654.38 million yuan.

From the internet, most people earn more than 10,000 yuan a month and spend 40% every month. About everyone who has worked for more than two years has100000 savings.

If they didn't buy a house, I believe many people can save more than 65,438+10,000 yuan.

However, it is a pity that normal people have turned their savings into real estate.

So most adults have 20,000 to 30,000 yuan in their pockets, which is not bad.

Of course, some people who have not bought a house will definitely have more deposits.

However, I believe that most people have more than 65,438+million deposits, and they will think about paying the down payment in their minds.

That's what I did. When I had more than 200 thousand deposits, I bought a house worth 700 thousand.

In an instant, my deposit was emptied, plus I owed hundreds of thousands of debts to the bank.

Unfortunately, there is no way. It was all forced out. It is impossible for a girl to marry you without buying a house.

Blind date doesn't even look at you, let alone get married.

It is precisely because of the particularity and necessity of the house that the wallets of young men are completely drained.

As a result, most people have empty wallets and hundreds of thousands of debts.

Today, even more terrible things are still happening.

Because of the epidemic, many people can't work normally and naturally have no stable income.

But the bank doesn't care about your special situation. It only collects loans on time.

As a result, more and more young people are forced to cut off confessions.

As a result, the house was auctioned by the bank, and the insufficient part continued to be repaid by the buyers.

Even property buyers have been added to the list of untrustworthy.

So, the house is really harmful.

When did everyone stop buying a house? Perhaps, when everyone has hundreds of thousands of deposits!

There are too many rich people now, and100000 is really a small sum. These days, the cash in hand does not exceed 1 million, all of them are poor, really!

If you ask a passer-by casually from the street, do you have 65438+ ten thousand deposits to be considered rich? It is estimated that many people will laugh at you and say that you have no knowledge. Some people will definitely say that people who earn 65438+ 10,000 a year are everywhere. Is 65438+ 10,000 deposit or money?

Are there really very few people who deposit 65438+ 10,000 yuan?

The truth stung people.

1. The salary of most working-class people does not exceed 5000.

Since the media, people with an annual salary of 65438+ 10,000,500,000, 1 10,000 are everywhere, especially those who master the head flow. The amount of tax evasion has stunned us, not to mention the wealth they actually have.

Many people even have the illusion that everyone around them has achieved financial freedom.

The fact is that most of us ordinary people earn 3,000 to 5,000 yuan a month. It is enviable to earn seven or eight thousand yuan in the county, and those who earn more than ten thousand yuan a month are enviable leaders.

2. Many people become moonlight clan.

Almost every post-80s and post-90s family is burdened with mortgage or car loan.

The average house price in the county is about 7,000 yuan, and it costs 1 10,000 yuan to buy a suite. Parents take out all their savings, with a down payment of 300,000 to 300,000, and the rest take out a mortgage for 20 to 30 years, with a monthly repayment of 30 to 500. Moreover, many people's mortgages exceed 50% of their wages, which is very stressful.

As a kind of consumer goods, automobile has become a necessity for almost every family. In order to save face and make life convenient, getting a loan to buy a car, the annual fuel consumption and insurance are not small expenses.

Children, as beasts of prey, increase the burden on families. Infant milk powder and diapers, kindergarten tuition for 3-6 years old, and tuition for 6-23 years old are like a mountain on parents.

After 3.60 and 70, as an army of depositors, they emptied their families for their children.

After 60 s and 70 s, there are two generations who are hardworking. They have some money more or less, but the money is hollowed out for their children to get married, and the balance has changed from hundreds of thousands of deposits to zero.

1. Unmarried people without mortgage.

My cousin, born in 1996, is a nurse, unmarried, with a monthly salary of 6000 yuan and a dormitory. She spends about 2,000 yuan a month, and now she can save 50,000 yuan a year, with 200,000 deposits.

Not all unmarried people who don't have a house have savings. Some people are too eager for material things because they spend more than they want and even live in debt.

2. The annual salary is more than 200,000.

For an ordinary family, the annual total income is 60,000-65,438+10,000. Excluding all kinds of expenses, it is very good to save 65,438+10,000.

For high-income families with more than 200,000 yuan, it is very simple to save 6,543,800 yuan.

3. retirees.

My uncle is a retired teacher with a retirement salary of 7500 yuan. He and his aunt live in their hometown in the countryside, and their monthly living expenses are less than 1000 yuan. They have medical insurance, and my uncle can save 80 thousand a year.

After helping her son buy a house, my aunt saved another 300 thousand pension money.

In recent years, everyone has felt the importance of deposits.

Sudden isolation and unemployment, people with deposits can face it calmly, but people without deposits have all kinds of anxiety, because they understand that even if they don't have any income, life will continue and they can't afford any loans.

Saving is very important to everyone and every family.

We can't save 6,543,800 yuan a year, but we can save 50,000 yuan, 20,000 yuan, 654,380 yuan or even 5,000 yuan, and make a monthly expenditure plan to make every penny worth it.

What is precipitated is always our courage and confidence in the face of unknown life. We ordinary people make ourselves strong and confident in the accumulation day after day and year after year.