Can I get a credit?

Credit institutions collect information from sources of credit information. Specifically, credit information mainly comes from the following two types of institutions:

1, an institution providing credit business. Mainly commercial banks, rural credit cooperatives, small loan companies and other specialized institutions that provide credit business.

2. Other institutions. Including individual housing provident fund center, individual pension insurance and other institutions.

In addition, some of the above institutions also provide basic information such as personal address and contact information, which are provided to these institutions by individuals when handling business.

And my loan is an APP of foreign sovereign funds, not in two sources of credit information, so I can't get credit information.

Extended data:

2065438+On September 20, 2006, Guangdong Nanyue Bank announced that it had reached an in-depth cooperation and jointly launched a loan APP for young people, "Pay me for a loan in Guangdong", providing pure credit financial services below 500,000 yuan. This is the first cross-border integration between domestic entrepreneurial financial technology companies and traditional banks.

2065438+20061October 20th, 65438+2006, I came to the loan to announce the completion of the B round of financing of/kloc-0.00 billion RMB. This round of investment was led by Khazanah Nasional Berhad, Malaysia's national sovereign fund, followed by ING, a large European bank, and York Financial Group, a wholly state-owned enterprise under the Guangdong provincial government. ?

1. Inquire about personal credit records through mobile phone inquiry software (APP).

The Credit Information Center has not yet opened the mobile phone inquiry software (APP) to inquire personal credit records. I suggest you log in to official website Credit Information Center, register your real name through the Internet personal credit information service platform, and apply to inquire about your personal credit information products, including personal credit information tips, personal credit information summary and personal credit report.

2. Whether the loan can be decided.

The Credit Information Center of the People's Bank of China only provides personal credit reports for commercial banks to refer to when approving your loan application. Whether you can get a loan in the end depends on the loan approval results of commercial banks.

Baidu encyclopedia-I'm here for a loan

Credit Information Center of China People's Bank-Frequently Asked Questions