Middle-aged people are heavily in debt. What should they do to turn over?

Don't blindly think that you should do something, fantasize that you can get rich overnight. This is the most childish joke in the world. How could such luck suddenly befall a middle-aged man full of setbacks and hardships! You are already heavily in debt, and your life can't afford too many meaningless "poor troubles". Let's seriously review your past and analyze your advantages and disadvantages! See where you are wrong, and figure out which step you choose is doomed to the wrong ending. If not, look at those people who have the same experience as you. Is there really nothing to learn from them? Is it because you are too arbitrary, ignoring the well-meaning advice and good suggestions of others and missing the good opportunity to correct the deviation?