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Why don’t you lend money to others?
1. Never lend money to people you don’t know well
The reason why people you don’t know well would come to you to borrow money is simply because they can no longer borrow money from people they know. That's why I'm targeting you. Therefore, we must grasp this first principle here.
Never lend money to people you are not familiar with, including those who may have been familiar with you before, but have not had much contact with you later. After you haven’t seen each other for a while, you don’t know each other well enough,
So he will take advantage of your previous feeling, seize on your weakness to borrow money, and then "borrow money for your grandson and pay it back" Money is the boss."
2. Don’t agree to others immediately
When I lend money to others, I won’t agree immediately. I have to ask the other person about their situation and talk about myself first. Money is also tight. Then I thought about whether I should lend it to him, because sometimes we are easy to be impulsive due to emotional factors.
I lent the money out on impulse, and then secretly regretted that the money was still in my hands. The most practical place. You first show that you don't have much money on hand, but you can think of a way, so that he will wait for you to think of a way.
During this time you ask everything clearly. Few people walk the talk when it comes to borrowing money, so don't make an impulsive decision.
3. Never consider the issue of face at this time
When the other party asks you to borrow money, he has already put aside his own face for the time being, so don’t be too high-spirited at this time. By myself. Many people lend money to others just to show that they are meaningful and loyal, and then they silently suffer the consequences.
The amount of money you borrow must be within what you can afford. Just imagine that even if he doesn't pay back, it won't affect your life. When it comes to money, who cares about how much face is worth?
4. If you don’t help the poor, you don’t have to help in emergencies
Rescuing the poor will not only cause you to use the money as charity, but also the other party will not stop looking for you just because I have the nerve to come to you a second time. Anyway, it is profitable, and you are generous, so I might as well continue to be pitiful and let you donate generously again.
Even if the other party wants to show off and refuses to extend your hand to you a second time, it can be confirmed that it is your choice whether you will get the money back or not. Many people say that "rescuing people in need does not help the poor."
In the workplace, we can go to rescue emergencies. After all, this is how we maintain our own connections. Others will definitely remember you if you help in times of need. But the main premise is to look at your character and whether you have frequent contact.
If the person is simply borrowing money from you, then you don’t have to deal with it in such a hurry, or if you do, it will be like spending money to see your character and never deal with him again.
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