Children’s Insurance Talk How to introduce children’s insurance to parents

Wherever there are people, there will be comparisons, and no one wants their children to be wronged. Therefore, they all do their best to let their children enjoy the best material life and the best education. Many people can devote all their emotions to their children and even lose a lot of rational thinking. In this regard, they have almost returned to the natural state of ancient life. However, we live in a social environment of market economy, and everything including human life needs to be tested by economic cost accounting. Many people may be faced with the embarrassment of not being able to afford a living, a living, or death every day. It all comes down to "money". When talking about children's insurance, we might as well give parents a shocking concept. On the surface, it seems uncomfortable to understand and calculate like this, but this is how real life is. Please refer to the conversation between this salesperson and a parent of a child below. This kind of conversation is best done with a father. Manager Zhao, you are also a highly educated person. We are doomed from birth to be entangled with financial problems. I believe that men are more rational than women in considering issues. In modern society, doing anything emotionally will not solve the problem. For example, family and child issues. A friend of mine who is engaged in economic research has an astonishing theory on family and children. It may be worth referring to for both you and me. Do you want to hear it? My friend said that since we all live in an economic society, when it comes to family and children, if we put aside emotional issues for a while, we will find that a family is very much like a joint venture. Before you and your wife got married, you were each a sole proprietor, running your own life and completing the cash flow operations of income and consumption. When we were not able to earn an income, or when we were still studying in school, we were actually a product of our parents' family joint venture that had not yet rolled off the production line. Do you understand what I mean? Later, we got married, and our sole proprietorship signed a "marriage certificate" with others, that is, we signed a joint venture agreement and established a family joint venture. Later, we felt that this joint venture could not waste our body's resources and decided to jointly produce products, so we had a child. Only one is because the state restricts the production scale of our company. Since the beginning of the production of children's products, our company's investment has continued to increase. This special product requires various nutrients for growth, and it also has various desires that we need to satisfy, and we are so willing, even Regardless of the risks and crises that the company may face in other aspects, it must also meet the growth needs of children with this product. Go to the best kindergartens, the best elementary schools, middle schools, and universities, and send your products overseas for gold plating. Then through an unforgettable graduation ceremony, this product is considered to have left the factory. At this time, we will find a question: can the product of our company be marketable in the market after it is offline? Is it a hot product that is in short supply? Can the intelligence (IQ) and patience (physique) of this product stand the test? We have seen that many family joint ventures have problems in the production and manufacturing links, and their products have been taken away by hospitals or public security bureaus before they even come off the production line. Some simply invest in family joint ventures because they cannot withstand the risk. After a large amount of money was spent on production and manufacturing, it left this world forever before it could be turned into finished products to perform functional functions and earn returns for the company. My friend said in advance, please put aside your feelings for the time being. The large investment in children's products is actually the same as the investment we invest in products in the process of running a business. Our investment is all looking forward to the products. It is marketable and popular in the market. In addition to its extraordinary functions, the product can also be upgraded, can be connected with many systems, and has brand value. In fact, this is exactly what we expect from our children, are you right? Suppose we invest 800,000 yuan to produce a product, and we hope it can bring a profit of 2 million yuan to our company. We don't want to lose money. This is the normal thinking of any normal person, right? In fact, this is not the case when it comes to raising children. Everyone hopes that their children will grow up healthily and become talents, bringing glory to themselves and our family joint venture. The problem is that a child is not like an industrial product. He has feelings, desires, breathing, appetite, arms and legs. What is his mood? Does he have any thoughts of taking risks? What kind of air does he breathe every day? Whether the food he eats is hygienic, and where he goes all day long, we can't keep track of him.

Therefore, the stakes are high when growing up. We say that if our products have undesirable problems, the emotional pain can be healed by time, but how can we make up for the investment losses? Some people say that if something happens to the child, nothing will make up for it. I believe that it is a way to vent one's rationality in the face of disaster. The key is to solve practical problems in reality. I think what my friend said makes sense, do you think so? Therefore, this is one of the reasons why I recommend that you prepare insurance for your children. Of course, saving education funds for your children in advance through insurance is also an important reason to buy insurance for your children. Remember, economy is the foundation, and good economic accounting is the foundation for other business superstructure areas, including the emotional world. Therefore, rational decision-making is most important.