When you meet a friend to borrow money, don’t let your emotions affect your rationality. I’ll teach you how to do this.

In life, it is inevitable that your friends will ask you to borrow money. When you meet someone you are familiar with and reputable, and you have the ability to help, borrowing money is certainly not a problem. It's easy to borrow money, but the biggest fear is that if you don't repay the borrowed money, you won't even be able to be friends in the future. If I had known this, why didn't I refuse the loan when I first borrowed it? If you don’t want to lend money to the other party for various reasons, only by learning to refuse tactfully can you avoid relationship tension caused by failure to lend money.

When a friend borrows money, it seems that many people find it difficult to say no directly. Because of emotional factors, personality, or situation, kind people often lend out their hard-earned money against their will without saying "no" tactfully.

A good friend must be having trouble borrowing money. If this person has always had a good credit and is really encountering a temporary "financial dilemma", as the saying goes, "rescuing people in emergencies does not help the poor", you might as well appropriate it appropriately. Lend him some land. But if the other party has bad credit or the purpose of borrowing money is vague, you must learn to reject the other party tactfully. How can you achieve your goals by saying no without hurting the harmony between friends?

Not long ago, Song Zilin was promoted, her income was greatly increased, and more people borrowed money from her. Normally Song Zilin would be happy with a small amount of money, but when some friends wanted to do business or get married and buy a house, they asked her to borrow tens of thousands of dollars, which made Song Zilin very embarrassed. Although you can still get tens of thousands of yuan, it is not a small amount after all. If you don't lend it to a friend, you won't be able to live with it in terms of face.

Once, a friend of Song Zilin borrowed money from Song Zilin for some reasons. Song Zilin said: "Because I plan to buy a house, I have put all my money in time deposits and don't have much money left. Let's do this. , let me see how much I have first, and lend you some for your emergency. How about I ask my mother if she has any money left?"

My friend said: "I don't have the nerve to touch you! Mom’s money! I’ll ask someone else!” Song Zilin cleverly avoided his friend’s request to borrow money.

If you don’t want to lend to the other party but are worried about not being able to speak out, you might as well use tactful tactics. When we reject the other party in tactful language, it appears to be tactful and subtle, making it easier to be accepted by friends. For example, you can say: "Why didn't you tell me earlier? I just used the remaining money in my hand to replace an old refrigerator and an old color TV for my parents last month. I really want to lend it to you, but I really can't do anything." or "Ouch. , when it comes to borrowing money, I still owe someone a sum of money that I haven’t paid back.” For another example, you can say: "My mother-in-law is sick and needs money", or "My brother is going to college and I just paid his tuition and living expenses." It's not easy to hurt feelings by saying this. Sometimes you can use some excuses to shirk your friend's request to borrow money, or you can tell your friend that you will lend it to him in the future, and friends who know your interest will understand what you mean. For example, you can say: "Oh, if you said you had asked for it earlier, I would I can help you. Yes, my neighbor's old man got sick yesterday and needed money urgently, so I lent him money as an emergency. Now I don't have much left. I'll wait for him to return the money to me. I'll lend it to you."

However, sometimes making excuses, such as "my parents take care of all my money" will only make the other party think that you have made it clear that you don't want to lend him money. Therefore, if you are in trouble about how to refuse, it is better to be straightforward, tell your actual difficulties, and let the other party know the reason for your rejection, and he will definitely understand you.

For people who are informal and good at humor, you can use a joke to express your financial difficulties, such as "Do you think my face is clean? My pocket is cleaner than my face" or " I still want to borrow money from you, but it seems I can’t do it now.”

Since a friend comes to borrow money, he must be prepared to be rejected. Sometimes, the reason that offends the other party is not your rejection, but the way you reject it. The right way to refuse will not hurt your temper, but it can also achieve your goal. If people learn a few more tricks, they will be able to escape from embarrassment and embarrassment.