How has life been affected by being included in the list of untrustworthy people by the court?

I'm on the list of untrustworthy people. Let me talk about how my life has been affected.

First of all, I'm not Lao Lai. Because I haven't transferred a penny since I went bankrupt on 20 14. Even the day before I went bankrupt, I dreamed of coming back to life. Be polite to yourself. I'm a man of bad faith ... I can't help it. I just want to revive my career and rebuild its glory. But my creditors and banks never gave me another chance.

20 14 after I went bankrupt, I was decadent for more than three years. In these three years, the bank didn't rush me so much because there was a mortgage in the bank. Mainly relatives and friends, and investors' money. I understand them, too. When borrowing money, everyone wants to earn some interest from me and share a piece of the action. As a result, they were buried with me.

I clearly remember that in the last days, I no longer handled business in the office, but faced several people to collect debts at the same time every day. In the end, we had no choice but to use the goods in the yard as collateral. It pains me to watch them take my goods. It has been entangled for more than a year, and the plan to turn over in one fell swoop after the market picks up is completely ruined.

Because the market price was very low at that time, and my goods in recent years were all purchased at high prices, replenishment reduced the cost with the market downturn. So even if all the goods are disposed of, they are insolvent. But at that time, the situation was out of control and creditors were eager to stop. The scene of the freight yard is chaotic every day, and I have become a joke to other colleagues.

In this way, in just a few weeks, I not only failed to pay off my debts, but also took on more than 30 million debts.

In fact, by this time, many creditors don't believe that I have no money and think that I have transferred my assets, which is Lao Lai. From then on, I began to call for debt collection, and some even hired a third party to make trouble in my house. I have been in this environment for two years, and none of them can be easily spent. Sometimes I can answer hundreds of calls a day. Telephone bombing was not so popular then as it is now.

17 years, with the encouragement of my family, I began to face these creditors again. Take the initiative to talk to them about debts and encourage creditors to sue in court, because only by suing will the debts they lent me be recognized and protected by law. For me, only the court can help me return to my normal living environment, of course, at the cost of being classified as a faithless person.

After investigation and evidence collection by the court, I finally gained the trust of creditors. Although I was listed as the executor, none of my creditors thought I was Lao Lai. Therefore, the court's verdict is only due to procedural reasons. I have no choice but to enjoy a series of treatment equivalent to Lao Lai.

You can't stay in a three-star hotel or above, you can't fly, you can't take a high-speed train, you can't take a soft sleeper, you can't take a first-class seat on a train, you can't take a sleeper on a train, your children can't go to expensive aristocratic schools, and bank cards and payment channels are all frozen. Although these have little influence on my usual life, they greatly limit my future development. I remember once going to Nanning, Guangxi to do business (this is something I can't shirk). Inquired about all the trains, and finally arrived by green leather train, which took two days and three nights. The friend at the pick-up station knew what was wrong with me when he saw the train I took, so the business was not done this time.

As for daily life, I am now engaged in the taxi industry. Although I have three cars, none of them are in my name. Some friends may say, aren't you transferring property? Isn't this money not paid back? Yes, first of all, on the surface, this is my property, because I have no right to own these things myself. If the court finds my car, it will not hesitate to seal it up. Second, there are nearly 300,000 taxi procedures in my city, including special cars, and the creditors of 6,543,800+100,000 will take them away without mercy. This is the impact on me after being included in the untrustworthy list.

However, before I do these things, I have informed all creditors and courts. And get the understanding of creditors and the court, I need a guy to eat. My creditors saw that I made money and paid my debts with practical actions, and they all agreed. Therefore, although it is my car, it has not been held accountable.

Up to now, I am on the way to earn money and pay my debts every day. Some creditors reconciled with me because of my good behavior and dropped the lawsuit in court. After all, they used to be friends, and I didn't give them less benefits when I was in my own scenery. People's hearts are long and have compassion. Try your best to gain the understanding and support of others. Only in this way can my conscience get by.