How many years did you owe a bank loan of 654.38+0 billion?

Generally speaking, 654.38 billion yuan in bank loans will not be sentenced, depending on the situation. Even if sentenced, it cannot be exempted from civil debt repayment responsibility. If the effective legal documents are not fulfilled in time after being sued by the bank, the court will take the debtor into judicial custody, but will not sentence him; Those who have the ability to refuse to execute it are suspected of refusing to execute the judgment or ruling and will be sentenced. Legal basis: Article 108 of the General Principles of Civil Law stipulates that debts should be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court. Article 3 13 of the Criminal Law stipulates that a people's court refuses to execute a judgment or ruling if it has the ability to do so. If the circumstances are serious, they shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine.