Second-hand car knowledge: Can car damage insurance be ignored?

It is best not to ignore car damage insurance, because people who can afford this insurance are often poor. In this case, once a traffic accident occurs, you will definitely not be able to pay for the repair of your motor vehicle. Come on, then if you don’t rely on insurance at this time, if you don’t buy this insurance, then you will be asking for debts and food to repair your car?