If the online loan is overdue, will it immediately explode the address book?

If the online loan is overdue, it will not immediately explode the address book.

The reason for this is the following：

1. Privacy protection: According to the relevant laws of China, personal address book belongs to the category of personal privacy, and creditors have no right to disclose or divulge the address book information of overdue borrowers.

2. Legal procedures: When creditors recover overdue funds, they need to apply to the court for judgment through legal procedures and implement corresponding compulsory measures. In this process, the creditor shall not obtain, use or disclose the address book information of overdue borrowers without authorization.

3. Data protection measures: In China, the awareness of personal data protection is increasing, and most online lending platforms will take corresponding technical and management measures to protect users' personal privacy, including sensitive information such as address books.

Summary:

In China, overdue online loans will not cause creditors to immediately burst the address book. Personal address books are private and protected by law, and online lending platforms usually take data protection measures. However, overdue may still lead creditors to take other legal means to recover debts. For the specific situation, it is suggested that the borrower and the creditor negotiate to solve it and abide by relevant laws and regulations.