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Why do many people think that financial management is deceptive?

These days, not managing money may be a bit out of date. Only today, there are too many financial scams around us. Many people are deceived because of greed, which will make many people feel that financial management is deceptive.

The most famous case recently is that Midea Group bought a wealth management product in the bank and was cheated by 654.38 billion yuan, which shows how exaggerated this is.

For example, there are more than 3,000 P2P platforms. Then there are illegal fund-raising of various MMM mutual aid platforms, as well as illegal fund-raising of ICO counterfeit money and so on. Do you understand that there are so many scams in the name of financial management?

Even some old people have never learned financial knowledge, and they are given gifts by salesmen, so they care about being cheated and lose all their savings for the rest of their lives.

What is the reason?

First, ordinary people have no financial knowledge since childhood, and even if they have financial awareness, they may not know the tricks of various financial products.

Second, it is easy for salesmen to cheat you by using information asymmetry. They only sell products with high commission, not products suitable for you.

Third, generally pay 20-30% of the income, what's more, it is said that wealth management products protect the capital and interest. These are all lies. Don't trust them. Understand that the higher the income, the greater the risk.

Fourth, some wealth management products are mysterious. In fact, they are a scam. The concept they said is very empty and incomprehensible. Better not touch them.

If you don't want to be cheated, you must contact financial professionals and get in touch with financial knowledge. We should also sort out financial scams for the elderly at home, and don't lose a lot of principal because of a little gain.

[Interactive] Have you ever bought a product that claims to be financial management, but it is actually a scam?