Basic knowledge of fund introduction (9)-The lower the net value, the more worth buying?

A friend who wants to be a fund around me asked me if the lower the net value of the fund, the more worth buying. I asked why? He told me: because it is cheap, it makes me speechless in an instant. Because of the appearance of such little white friends, the basic knowledge of fund introduction (IX) will answer and solve this problem in detail, hoping to help you get out of this misunderstanding as soon as possible.

What is the net fund value? When will the net fund value be announced?

First of all, we need to know what is the net fund value? Net fund value is the net asset value of each fund unit, that is, net fund value = total net assets ÷ total fund share.

Secondly, we need to know when the net value of the fund will be announced. Open-end funds generally update their net fund shares once a day, while closed-end funds generally publish their net fund shares once a week.

So I guess my friend must have observed the net value of open-end funds for a period of time, and then threw me such a question with the thinking of the stock market, that is, "If you want to make money, you must buy low and sell high." Next, I'll tell you what the problem is.

If you want to understand the fund's low buy and high sell, you must understand these points!

1, the trend of fund net value is closely related to the market environment, the fund manager's personal investment and research ability and other factors. For example, if you judge that the net value of a fund is very low, you can do a big job at the bottom, but have you ever thought about whether the fund manager of the fund is excellent? Will the market fall again? If the fund manager's ability is not good, the net value of the fund is likely to continue to fall.

2. Xiaobai Fund should never judge the market artificially. Many small white investors can't bear to buy heavily after a fund they are optimistic about has fallen for a few days, waiting for the assets to double. As we all know, there may be no bottom when the market falls. For example, when the 20 15 stock market plunged, Comrade Li Daxiao's diamond bottom and baby bottom became market jokes. Even if you make a mistake, why does Xiao Bai talk about the bottom of the market?

3. The low net worth of the fund is not necessarily low, because it may be divided into dividends or splits. This requires everyone to read some announcements of the fund carefully, otherwise you may buy a "fake" low net worth fund.

4. To buy a fund, we should judge in all directions and think in all directions. For example, low-net-worth funds, we need to know why it fell. You judge whether the reason for its rise is sufficient; For example, if the net value of a fund hits a new low in a certain period of time, it must be worth buying immediately? In fact, the interval performance of the fund is only a reflection of its performance in a certain period of time, and it does not mean that it will rise immediately.

Therefore, when you are ready to invest in a fund, don't just look at its net worth and decide whether to buy it or not. We must think in all directions and understand the historical performance of the market, fund managers and funds in all directions in order to make investment judgments. The basic knowledge series of fund introduction will also answer questions for everyone as much as possible, and strive to make every friend become a qualified fund participant as soon as possible.

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