Why do many people now prefer to keep their money at home rather than deposit it in the bank?

The main reason is that there are no benefits and benefits in depositing in the bank, and at the same time, it saves the trouble of going back and forth to the bank. More importantly, it is easier for rich people to do things with cash, and the regulatory authorities can't track the traces of capital flow. 1, no benefits. At present, the bank's time deposits are mainly one-year, two-year, three-year and five-year periods. The interest rates are 1.75%, 2.25%, 2.75% and 2.75%. All banks have risen to some extent. Even after a 55% increase, their interest rates are 2.7 125%, 3.4875% and 4.2625% respectively. And the cpi was as high as 4.8% last month. In other words, the interest rate income of deposit banks did not even outperform inflation, so there is not much difference between deposits and non-deposits. For the rich, it is too lazy to get some interest. It is easy for banks to deposit money, but it is not so convenient and fast to withdraw money. A large amount of funds enter the banking system, and the amount exceeds a certain limit. This is to be reported to the central bank, and the central bank and the deposit bank should monitor this money at any time. In other words, this fund is not accessed casually like ordinary citizens. For example, we all know a rule that major banks need to make an appointment to withdraw more than 50 thousand yuan. What kind of reason is this? I enjoy my own money and have to inform the bank in advance. Trouble? For some things that are not under the sun, cash can solve the problem better, and people who accept cash are more at ease. This is the tacit understanding of everyone. Especially n years ago, it was embarrassing for you to find the relevant departments with public power. If the bank transfers money, it will be exposed to the sun! 4. Some money can't be deposited in the bank, because it is probably unreasonable income, some are not illegal, but they are also illegal, and some even come from illegal sources.