Avoid being laughed at when withdrawing money.

How to withdraw and deposit cash at ATM.

1. Practice basic safety procedures. People who use ATMs occasionally become targets of robberies and other crimes, so you should ensure safety. First of all, make sure there is enough light in the area and you are the only one. Stay alert if others show up. Stand so that your screen and buttons are covered.

You will also want to see the machine itself. Devices called card-chucking machines are becoming more and more common. Although there is no universal signal that ATM is threatened, if there seems to be something wrong with the card slot, you will want to find another machine to use.

If possible, only use ATMs in areas with heavy traffic during the day.

Insert your debit card into the ATM. There are two types of mobile bank cards-debit cards and credit cards. Debit cards are most frequently used in ATMs; They are related to the exact amount in your bank account. Credit cards can be used in some cases, but fees and interest rates usually make them expensive to use. Insert your card into the card slot and face the direction indicated by the image on the machine.

Certain machines may have special fees (usually in tourist areas) and should be marked on the machines.

If you travel abroad, you may have to pay extra fees related to distance or currency exchange.

Try to use ATMs and debit cards issued by the same bank. For example, if you have a Chase debit card, find an ATM or local branch of Chase Bank. Although you can use almost any debit card at any ATM, if the ATM is not the bank where your account is located, you may be charged an extra fee when withdrawing money. In addition, if your card and ATM do not match, some services provided by ATM may not be available.

4. Choose your language. Most ATMs offer transactions in several different languages, usually at least three or more depending on where you live. Where you change the language in this process depends on the machine, but it is usually after inserting your card.

5. Enter your PIN when prompted. "PIN" stands for "Personal Identification Number", which is a four-digit password that people use to access their bank accounts. When the machine asks for your PIN code, please make sure to block the password board with your hand so that nearby bystanders can't see it. You should also be careful about the cameras placed on ATMs, because these cameras may be used by criminals to steal your card information.

Step 6 close the deal

a)。 Withdraw money. You can withdraw money from almost any ATM machine, regardless of the associated bank (although there may be charges). You usually have two exit options:

Quick cash-allows you to quickly withdraw a fixed amount marked on the machine. This is usually 40 dollars, 50 dollars or 60 dollars.

Target withdrawal-allows you to specify how much you want to withdraw by entering the amount.

Be careful of your limits. Most ATMs and banks limit how much money you can withdraw from ATMs in a day. According to your bank and your account type, the limit is quite different, but the limit between $300-$ 1000 is common.

b)。 Save money. You can also save money, as long as you use the bank's ATM. You should be able to choose which account to deposit your money in. The funds may not be available immediately, or only a part of them may be available immediately. You can save money in two ways:

Deposit cash. This is usually put into the machine, although sometimes a deposit envelope may be needed. If you use a modern ATM, you should be able to insert a stack of banknotes, usually 30-50 banknotes at a time, and the machine will automatically count them.

Deposit check. Old-fashioned machines may require you to use a deposit slip to deposit checks, but for most modern machines, you can simply put the checks into the ATM. The ATM will give you specific instructions and a deposit envelope if you don't have one.

If you really need to fill in the deposit envelope, you'd better take the envelope out of the machine, then quit the transaction, fill in the details and insert the check into the envelope in your car or other safe place. Just go back to the machine, reinsert your card and start the process again when the envelope is ready.

7. End your session

Follow the prompts to end the session. Once you have completed the transaction, you must follow the prompts on the screen to exit and retrieve your card. Many times, a shortcut is simply to press the red X on the keyboard, which is similar to the "Back" option on the computer.

Don't forget to bring your card and money! When you are in a hurry, it is easy to forget to bring money or cards, but be careful and be sure to take all your things with you when you use them. This includes the mobile phone that you may put on the machine!