Joke Collection Website - Cold jokes - I bought a house with a provident fund loan after marriage. After divorce, the house was given to the woman.
I bought a house with a provident fund loan after marriage. After divorce, the house was given to the woman.
Let me give you an answer. After the divorce, as long as you don't go to the bank to make a statement, that is, don't let the bank know the fact of the divorce, you can continue to use the provident fund to repay the loan. Only one person's provident fund can supply a house. If you buy a house again, you can only implement a commercial loan according to the second suite, which is 1. 1 times of the current standard commercial loan. The basic annual interest rate is close to 8%, which is quite high, higher than yours. Provident fund is also money. Why do you use your money to repay other people's loans? That's stupid. Generally, after divorce, unless you take the initiative to go to the bank to change property rights and repayment methods, the bank will still implement the original repayment plan. If the repayment is borne by the woman alone, or the repayment subject is transferred from the family to the individual, the woman needs to pay the standard interest rate of her provident fund or commercial loan. Now the major banks adjust the interest rate of the first suite to the original interest rate of the second suite, which is also 1, 1 times. To sum up, as long as you don't go to the bank to change the loan subject, you can still make the original repayment, but this directly relates to the interest rate when you buy a house again, and will also affect the distribution of your provident fund. Look before you leap.
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