Why is the credit rating of Swiss banks the highest?

Switzerland is the richest country in Europe and one of the richest countries in the world. There are two things in Switzerland that other countries can't match, one is clocks and watches, and the other is banks.

Swiss banks have always been regarded as the most reliable banks in the world. About a quarter of the world's personal wealth is deposited here. Politicians, business tycoons and entertainers from all over the world feel at ease with their deposits in Switzerland, which has also created Switzerland's world-famous financial industry.

Switzerland has the oldest and most complete financial system in the world. At the same time, Switzerland is also one of the pioneers of offshore bank. For centuries, Swiss banking has been one of the most valuable investment places in the world.

the banking system in Switzerland consists of Cantonal banks, Big banks, local banks and savings banks. Savings banks), credit cooperative banks (Raiffeisen banks) and Other banks including foreign banks.

Team spirit is one of the key factors for the success of an enterprise. Without team spirit, the enterprise will reduce its efficiency and lose its competitiveness due to internal friction. The key to the success of UBS is that it has created a single corporate culture. It has absorbed a large number of talents from different fields and different enterprises, and all of them sing the same music of UBS.

can I open an anonymous account in Switzerland?

no, it's impossible. Banks require staff to follow the principle of "know your customer" and must confirm the identity of each customer who opens a new account and their economic legitimacy. In order to control money transactions with criminal sources, banks have set up strict and internationally recognized identity authentication rules.

Swiss bank secrecy system

Bank customers enjoy legal protection of the privacy of economic activities. The bank secrecy system aims to prevent banks from disclosing the information of their customers without authorization (Article 47 of the Federal Bank and Savings Bank Act). More precisely, this is a question of bank-customer confidentiality mechanism. The bank secrecy system provides extensive protection for domestic and foreign investors.

1. No deposit in real-name registration system. 2. High capital security

Swiss banks like to keep their money there because of their unique secrecy system. Therefore, the Swiss franc is one of the most valuable currencies in the world, and Swiss banks are therefore rich in the world.

in fact, "Swiss bank" is just a general term for about 338 banks in Switzerland. Since Switzerland enacted the first bank secrecy law in the west in 1934, it has created its invincible charm of attracting gold. A quarter of the world's personal wealth exists in this small Alpine country.

Swiss banking really caters to the various needs of the world's super-rich. As of 24, there were 338 banks in Switzerland, providing specialized financial services for the world's rich. Among the hundreds of financial banking institutions in Switzerland, two of the largest are UBS and Credit Suisse, and their operating scale has already accounted for 6% of the Swiss banking sector.

according to the data, the domestic and foreign asset management funds handled in Switzerland reached 3,56 billion Swiss francs as of 24, of which 6% came from overseas, mostly from European countries. When walking in the corners of cities, when you are not careful, you can smell money at any time when the wind is right.

there is no doubt that the reason why Swiss bank is respected and recognized by the whole world is that it provides highly specialized private banking services, and its professional attitude of keeping secrets for customers makes it a deposit place for the world's richest people.

Many people will accidentally associate the bad terms of "money laundering" and "tax evasion paradise" with Swiss banks, but the Swiss Bankers Association tells you categorically that "Swiss banks will never allow such illegal transactions."

Absolute confidentiality of customer information

James Nason, director of international relations of Swiss Bankers Association, said: "The unique practice that Swiss banks emphasize and stick to is absolute confidentiality of customer information. However, this does not mean that Swiss banks do not need to know the personal data of customers. On the contrary, every customer who opens an account must give his personal details. However, this relationship only exists between banks and customers, and the personal data of customers must not be leaked, and this' confidentiality system' is guaranteed by Swiss laws.

"However, once a customer is proved to be a criminal, or is accused by the government of the country of checking his account in any Swiss bank, the above protection law will not take effect, and the Swiss bank will fully assist in disclosing the bank information of the customer to the relevant authorities."

About 3% of the wealth left overseas in the world flows into Switzerland and is managed by these Swiss bankers. Swiss private banking contributes nearly half of the wealth to the Swiss national economy, and the banking industry accounts for 14% of the Swiss gross national product.

Switzerland's neutral status, stable political and economic environment, efficient and quality-guaranteed banking services and highly recognized financial laws and measures are the reasons for the popularity of Swiss banks.

For hundreds of years, Swiss banks have been famous for their strict bank secrecy system, which has become synonymous with huge deposits and underworld money laundering. However, is the Swiss bank really what it is described in detective novels or Hong Kong and Taiwan movies? What the hell happened to anonymous accounts? Here we will unveil the mysterious veil of "Swiss Bank" for you.

Switzerland has no underground mineral deposits, and it was initiated by the banking industry after World War II. Up to now, Swiss bank deposits have accounted for 1/3 of the world's total savings.

There was a little humor about a rich man who walked into a Swiss bank with a lot of US dollars and asked to open a deposit account. The bank counter staff asked him, "Sir, how much do you want to deposit?"? The gentleman looked around and told the counter mysteriously and quietly, "5 million dollars." The bank counter said loudly to Mr. Wang, "Don't be embarrassed, sir. Although Switzerland is rich, poverty is not your fault."

This joke is enough to prove that the Swiss bank is awesome, not groundless.