A graduate student spent 3 hours on the phone with a scammer and was defrauded of RMB 740,000. Do you have any tips to prevent fraud?

In recent years, there have been more and more telecommunication frauds. Both the elderly and young people have been deceived. So how should we prevent being deceived? My method is as follows:

1. As the saying goes, "Ten people are cheated, nine are greedy." If you don't want to be cheated, first don't be greedy yourself.

Greed here refers to greed, greed for money, and greed for petty gains. Part-time jobs like those that swipe orders take advantage of people's greed and give you a taste of the sweetness first. When you start to trust them and invest your money, you will be fooled. Such examples are common, and greed leads to disaster. Remember the saying "If you are greedy for small gains, you will suffer big losses." If you want to avoid being cheated, first of all, don't be greedy yourself.

2. Download the National Anti-Fraud Center app.

This is a very safe anti-fraud app, so you don’t have to worry about security issues after downloading. This app can identify scam calls very well and can effectively help us identify scam information. Avoid being scammed. Many people have identified scammers with the help of the National Anti-Fraud Center app and avoided being deceived.

3. Anyone who needs to transfer money will not believe it and ignore it.

No matter how sophisticated the scammers are and how many tricks they have, their ultimate goal is to defraud us of our money. Therefore, we must be vigilant and ignore and do not believe anyone who requires remittance or transfer. If necessary, ask the police or bank to help verify the other party's information.

4. Protect personal information and do not leak it easily.

In the era of big data, our personal information is easily leaked, so we must pay more attention to protecting our personal information. For example, we'd better ignore people on the roadside who scan QR codes to give gifts, and don't scan QR codes just for small gifts. Another example is that we should not easily use our mobile phone numbers to register some messy platform accounts. There is also the express box. Be sure to cross out the personal information on it with a pen before throwing it away. There are many more like this. Everyone should pay attention to protecting personal information and not leak it out easily.

5. Be wary of unfamiliar numbers and unfamiliar links, and do not click on them at will.

We must be vigilant about calls from unknown numbers and not easily believe what the other party says. Especially don’t believe anyone who asks for a bank account number. There are also unfamiliar text message links, so don’t click on them to avoid losing money.