The Huabei quota for frontline female medical staff is doubled and interest-free for three years, but ordinary users must pay attention!

On Women’s Day, front-line medical staff feel the care from Jack Ma and Alipay. Alipay’s Huabei limit is doubled, and three-year installments are free (you can choose every monthly bill within three years) 0 interest divided into 3 installments). In addition, there are additional customized Huabei pages for female medical staff. As an ordinary Huabei user, although I envy such a policy, under the premise that I cannot enjoy it, I still have to pay back Huabei on time.

After the Huabei quota is increased, it is not impossible to reduce it. Some users have many irregular behaviors during the use of Huabei. These are all Alipay severely cracks down on. Once discovered, they may even Block your Huabei forever.

The reason why Huabei is loved by people is that it can be consumed in advance. For many people who have no money, if they have something they want to buy, they don’t have to wait until next month’s salary. It has solved the financial problems of many users. However, many people also took advantage of this, made small calculations, violated Alipay's regulations, and carried out illegal cash-outs, which ultimately caused Huabei to be unable to be used normally. So, what exactly will be blocked by Alipay?

Friends who frequently use Huabei and Jiebei should pay attention. If you have the following behaviors, you may be blocked by Alipay.

1. Huabei is overdue

Everyone knows that Huabei repays on the 9th or 10th of every month. After modification, it can be repaid on the 15th or 20th. If there is no repayment within the agreed time frame, the consequences will be serious. First, Huabei was shut down. If the circumstances were serious, they would go directly to the national credit reporting system. Once on the national credit reporting system, this kind of "lazy behavior" would seriously affect their future lives. It will bring unnecessary trouble to yourself, and you will not be eligible to use Alipay's various loan services, which will affect your Zhima Credit score and incur high penalty interest. In serious cases, you may even face the risk of being sued. For users who frequently default on their accounts overdue, Huabei will be permanently shut down and will be difficult to reopen.

Users who are unable to repay in full due to financial problems can choose Ant Huabei’s built-in installment repayment function to reduce the pressure of repayment. They only need to repay a portion every month, although this will cost more. You will have to pay some interest, but overall it will be beneficial to you.

2. Abnormal account behavior

Abnormal account behavior simply means that once the Alipay backend detects any unsafe behavior, Alipay may directly close Huabei and Jiebei to prevent Criminals use Huabei and Jiebei to operate.

3. Huabei cash out

Huabei cash out is strictly not allowed now. Alipay has a strict risk control system and can make accurate analysis of users’ transaction behavior. Judgment, so don’t take chances when cashing out with Huabei. Just because you succeed once in a while doesn’t mean it will be safe in the future. Cashing out frequently will sooner or later be detected. Alipay will definitely punish such behavior severely.

4. Overdue borrowing

Nowadays, many people’s borrowing has been changed into online business loan. In fact, no matter what it is, it is the same. It is reported that Alipay has lent out a large amount of money. Since Alipay is so confident in lending money to users, it is not worried that users will cause losses to Alipay because they do not repay the money. The penalties for overdue borrowing and Huabei are similar. of.

In summary, when we use Alipay, we must do it within the scope specified by Alipay. If we are blocked, our life will be very inconvenient. What do you think?

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