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How can the elderly avoid being deceived into buying health care products?
I have also been troubled by this problem recently. The elderly in my family go to attend lectures every day, and there are piles of health care products at home. They spend hundreds of dollars on things that cost just one yuan. I collected this "A Complete Guide to Preventing Fraud for the Elderly" was printed out and given to the elderly so that they could read it one by one to see if the lecture they listened to was a lie. Do your best to help them recognize the facts. Hope this helps. There is no other way, and I am not a child.
"The Secret of Health Care Product Scams Revealed" Although health care products have health care functions, they are not medicines and cannot fundamentally treat diseases. They can only assist in treatment and play a certain health care role, and they vary from person to person. . Consuming health products without science will not only fail to achieve health benefits, but will also harm people's health. There is a mixed bag of health care product manufacturers, including those with low or even no qualifications. Many health products do not actually have the effects advertised, and may even cause serious side effects after use. Fake and inferior health products can even cause death. Some unscrupulous businessmen set "traps" for the elderly and use various sales methods to defraud them of money, and they succeed frequently. The elderly have limited discernment and often fall into "traps" and are defrauded of their health and money. 9 common scams and deceptions used to promote health care products revealed
Statistics from relevant departments show that the annual sales of health care products in my country are approximately 200 billion yuan, with the elderly accounting for more than 50%. Among them, more than 70% of the health foods have exaggerated efficacy. Although there are frequent media reports about the elderly being deceived when purchasing health care products at high prices, this still cannot stop the elderly from purchasing health care products. There are endless scams targeting the elderly to market health products.
Scam 1 "Expert" free clinic gives free lectures. Unscrupulous vendors sell drugs, health products or medical devices in residential areas, morning markets or parks. Through free physical examinations, they fabricate or deliberately exaggerate the health risks of the elderly to achieve the purpose of selling drugs.
Scam 2 hypes the efficacy. Regular health care products have state-approved effects. Any health care product can only play an auxiliary role in health care or treatment, and cannot play a therapeutic role. And unscrupulous traders hype the efficacy.
Scam 3: The product "cures all diseases". The products are advertised as miraculous, effective in most medical diseases, and even "cure all diseases".
Hoax 4 "Chronic diseases can also be cured." To say that hepatitis B, diabetes, hypertension, cancer and other world medical problems can be cured by taking health care products is contrary to medical science and satisfies patients' desire to be cured and not want to take long-term medication.
Scam 5 "Imports, patents, high technology". Under the banner of "import, patent, high technology, green and environmental protection", it attracts elderly consumers. Deliberately exaggerate and promote ordinary products as high-tech or green products.
Scam 6: “Free travel” and “free physical examination”. Use "strategies" such as free taxis, travel, and free physical examinations to promote health products and induce consumption by the elderly.
Scam 7: "Paichao" engages in emotional promotions. Some elderly people who live alone really want to communicate with others, and scammers take advantage of this to engage in emotional promotions. First, he greeted the elderly warmly, and then went to talk to the elderly every day, and also helped with housework. After gaining the elderly's trust, he began to sell expensive products.
Scam 8: Set up the trap step by step, and finally "leave". On the first day, we held a free lecture and gave away washing powder and other items; on the second day, we promoted a low-priced item, saying that we could try it at home and get a refund; on the third day, we returned the goods as scheduled and offered a refund, and promoted another high-priced item, usually for a few days. One hundred yuan, still promised to refund; "leave" on the fourth day.
Scam 9 "You can make a fortune by buying health products." A few days ago, a manufacturer in Dalian claimed that "health investment" has huge returns. As long as you buy health products produced by a company in our city, you can not only get various generous benefits including overseas travel As a gift, what is more attractive is that you can get a large number of original shares of the group company. The securities regulatory department stated that similar behavior is suspected of illegal issuance of original shares in disguise, but the method of "buying products and giving original shares as a gift" is actually an edge ball, which makes it difficult for both the securities regulatory department and the industrial and commercial department to investigate and deal with it.
Summarize and analyze the reasons why the elderly are deceived when buying health care products. It is not only that the elderly have a strong awareness of health and have a special liking for health care products, but also because the sales methods of scammers are becoming more and more subtle and deceptive. Related Inadequate departmental supervision is also an important reason.
Recently, the industrial and commercial department summarized the recent sales rules:
The first step is that some operators will register for individual business licenses, obtain legal business status, and obtain a batch of approval numbers. Health products or general food are sold in stores to pave the way for product promotion; other operators will distribute invitations to health knowledge classes in residential areas, parks and other places, and indicate that attendees will receive gifts.
The second step is to intercept relevant medical information and print it into a book, analyzing the disease in the form of theoretical discussion, but without any product promotion. The purpose is to make elderly consumers relax their vigilance and urgently want to know how to treat it. .
The third step is to play formal medical promotional videos to give elderly consumers the illusion that they will find a good doctor after a long illness.
The fourth step is that after the atmosphere is created to a certain extent, some operators will sell on the spot, make various promises, and find ways to get elderly consumers to buy. If the elderly don't have enough money, they will deliver the goods to their door and then settle the bill; some operators will "take a long-term view to catch the big fish" and only require them to fill in a health questionnaire and then come to their door to establish long-term marketing relationships through gentle and silent ways.
"Police Summarize Common Scams"
1. Hold health lectures. Merchants promote medicines by organizing elderly people to attend health lectures. Health care products that cost hundreds of yuan per bottle are actually worth only a few yuan. Organizing free tours: Calling in the name of activities organized by the Office for the Aged and Projects to Help the Elderly, inviting the elderly to participate in free tours and free clinics, then renting buses to transport the elderly to scenic spots, and taking the opportunity to invite so-called "experts" to give on-site health knowledge lectures , and then promote various health care drugs.
2. Promote investment projects. In order to package themselves as regular companies, some scammers first rent rooms in high-end office buildings, decorate them carefully, and then make up "investment projects" and promote them everywhere. When the elderly come for investment consultation, they receive them warmly, ask so-called analysts to "analyze" the industry background and profit trends, and lure middle-aged and elderly people to join the investment with high interest rates. Once seniors invest money, the company will be empty.
3. Door-to-door maintenance and inspection. There are usually two scammers who falsely claim to be heating maintenance workers. They are entrusted by the property company to go to residents' homes to inspect and repair the heating, and then wait for an opportunity to commit theft. There are also some who pretend to be gas inspectors or civil affairs workers and come to commit fraud or robbery in the name of gas testing or subsistence allowances.
4. Pretending to be an old man’s girlfriend: The scammer falsely claims that he is a friend of the deceived old man’s children and can tell his son or daughter’s name, workplace, etc. After gaining the trust of the old man, he falsely claimed that his family was sick and needed money urgently, so he borrowed money from the old man.
5. Dropping bags and sharing money. There are usually more than two scammers. Scammer A deliberately dropped a bag while walking in a hurry, which contained bundles of cash. When the old man picked it up, Liar B immediately went up and asked for "half of it when we meet". At this time, A returned to look for the bag. When B saw this, he lied to the old man and said: "You take the bag you picked up and I will lure the person who lost the bag away. In order to prevent you from escaping alone with the bag, you must give me the cash or valuable items you are carrying." , and then divide the money after the person who lost the bag left.” After the two scammers left, the old man discovered that the money in the bag was counterfeit.
6. Other forms of scams
1. “Recruitment”, “Recruitment”
2. Secret recipes passed down from generation to generation: so-called scammers placed on street stalls Undersea pearls, tiger bones, tiger penis, bezoars and other "precious medicinal materials" are mostly processed and disguised from cow bones, pig bones or other similar substances, and are "fudged" by accomplices to attract people. Tip: If you suffer from various difficult diseases, you should go to a regular hospital for treatment or an individual outpatient clinic with medical qualifications. Do not delay treatment because of concern for face, or even lead to greater disasters.
3. Mobile phone text messages
When you contact these scammers, they will always find out "pay income tax", "mail package fee", "discount cash handling fee", etc. They use various excuses to allow you to transfer the above-mentioned fees ranging from a few hundred to thousands to their designated bank accounts in advance. Once you send the money, you've fallen victim to a scammer. Tips: Don’t be gullible if you win a prize via text message, and don’t remit the money easily. Provide clues to help investigate the case.
4. Confidentiality of your home phone number: The criminals obtained your home phone number (and sometimes family members) and mobile phone number through illegal channels in advance, and then pretended to be the "criminal police captain" to obtain your home phone number through illegal channels. Cell phone contact, allowing you to shut down for a few hours to "cooperate with the police investigation" and so on, in order to cut off your contact with your family. When you shut down your phone, the criminals immediately hung up your home phone and lied to your family, "××× was in a car accident! He is undergoing surgery! Please transfer × 10,000 yuan to ×× location immediately!" In desperation, your family members called again. Unable to contact you (your phone is turned off at the moment), they are often at the mercy of criminals to transfer money to their designated destination. A few hours later, your contact with your family returns to normal, only to realize that you have been deceived. Tip: Generally speaking, the police will not interfere with the communication freedom of ordinary citizens when handling cases, and they will not use mobile phones to ask ordinary citizens to "cooperate in handling cases." Therefore, when citizens receive calls from so-called "criminal police captains" or "criminal police officers" of unknown origin, they can completely ignore them. At the same time, in social interactions, especially when going out, citizens should not easily disclose their mobile phones, home phone numbers, or family members' information to so-called enthusiastic "friends" or "comrades" they meet on the way, so as not to attract wolves into the house.
5. If your certificate is stolen, you need to remit money. Mr. Wang, the father of Ms. Li, a Luoyang citizen, is in his 80s. On the morning of October 19, Mr. Wang received a call. "On the phone, the other party said that he was from the Changsha Public Security Bureau. They found that my ID card had been stolen and someone else bought more than 1 million yuan of drugs in my name." Mr. Wang recalled that he was frightened at the time. A jump, a moment of confusion. The "policeman" on the phone told Mr. Wang that he could now help Mr. Wang understand the matter and save him from punishment, provided that Mr. Wang remitted 23,000 yuan to him. The "policeman" also told Mr. Wang that he must not tell anyone about the matter, including his family, and that he should send money immediately. Thinking that the matter could be settled quickly, Mr. Wang immediately agreed and went out to transfer 23,000 yuan to the account number provided by the "policeman". That afternoon, Mr. Wang mentioned the matter to Ms. Li after she returned home from get off work. Ms. Li learned that her father had been deceived and hurriedly called the police. Police Tip: Scammers take advantage of the elderly's vulnerability to nervousness and poor judgment to defraud the elderly out of their money over the phone. If an elderly person receives a call from a stranger at home, it is best to transfer it to their children or call the police for questioning.
Scammers are everywhere, how can the elderly guard against them? Adhere to the following principles to keep the elderly unscathed:
First of all, in the face of all kinds of scams, you must keep a clear head, not be greedy for small profits, not believe others' lies, and remember that "there is no free lunch" in the world. We must overcome the mentality of greed and give up the idea of ??"making big money with small money", "taking advantage of small losses" or "getting something for nothing". There is no such thing as pie in the sky. You must be optimistic about your own money bag. Whenever someone lets you When you give out money, you must be more cautious and not take out or give away your own money easily.
Secondly, pay more attention to publicity such as news media, community blackboards, bulletin boards, slogans, etc. to understand the current various fraud techniques, increase vigilance, and strengthen the ability to identify fraud tactics.
Third, stay away from suspicious people. Nowadays, some scammers often take the initiative to greet the elderly, get close to them, and behave enthusiastically. At this time, some elderly people easily relax their vigilance. We remind the elderly not to be too affectionate with “strangers” to avoid being deceived. Also, avoid taking valuables and jewelry with you when going out alone.
Fourth, whenever you want to use money, don’t believe the scammers’ lies about “don’t tell anyone”. When you can’t make up your mind, talk to your wife, children, or neighbors and friends you trust. They report the situation, solicit opinions, discuss countermeasures, and resolutely call the police when necessary.
Fifth, do not participate in so-called lectures, free travel, free tea parties, free visits to company operations and other activities provided by the company to prevent being deceived; do not believe in various investments with high returns to prevent being blinded by profit; Generally speaking, if the so-called annual income can be "guaranteed" to exceed 10%, a big question mark should be placed; do not blindly believe in the propaganda of high returns and the so-called "company strength" to prevent blindness. When old people are sick, they should go to regular hospitals. When buying medicine, they should go to regular pharmacies. When seeking marriage, they should seek help from relatives and friends they trust and through regular dating agencies. When looking for a job, they should go to regular agencies. When publishing books, they should go to regular agencies. Go to a regular publishing house to negotiate.
"Real Case Analysis"
1. On January 8, Aunt Yu, who lived in Ginkgo Lane, was defrauded of 4,100 yuan by a middle-aged lady in the name of borrowing money. The lady has visited the elderly man’s home many times as a good Samaritan to chat with him. After learning that he had been deceived, the old man discovered that he knew nothing about the woman's identity. Among these deliberate scams, the elderly are most likely to fall for scams that use health and family ties as bait. Elderly people should take the initiative to communicate with family members or relatives and friends when using money and materials. This will reduce or avoid being deceived. At the same time, recharge yourself, learn more information, and improve your identification skills. When a person's identification ability improves, he will have a pair of vigilant eyes to avoid being deceived. Don't trust others gullibly, and listen to multiple opinions before making a decision. The elderly should be vigilant when interacting with strangers who do not know the details. Do not believe in sweet words, do not be greedy for small favors, and do not reveal true personal information at will. Especially when it comes to money issues, they should be more vigilant and considerate. If If you are unable to make a correct judgment or have any doubts, do not make a decision immediately, seek the opinions of your children and friends around you, and think twice before making a decision. We must keep pace with the times, read the news and newspapers regularly, and increase our knowledge. "Hearing both makes you enlightened, and believing only makes you dark." Elderly people should listen more and read more, learn more about people and things in society, read more news and newspapers, and care about national affairs and people's livelihood. In particular, they should pay more attention to some legal columns to broaden their horizons. Learn from the experiences of others, keep pace with the times, and continuously improve your ability to prevent and identify various scams.
2. Grandma Wang, who lives in Xi'an, is nearly eighty years old and was an employee of a state-owned enterprise before retirement. A few years ago, by chance, Grandma Wang was introduced to a lecture on health care products, and she has been out of control ever since. According to a reporter's secret investigation, the so-called "Elderly Association" lectures were held in a rented private house. Many elderly people crowded inside and carefully recorded what the "lecturer" said. There were no less than 10 "staff members" supervising all around. It is strictly prohibited for the elderly or their family members to use mobile phones and other tools to take pictures. The "lecturer" uses various means to sow discord and trick the elderly into taking money from home to buy health care products. But as soon as most people paid their money, the building immediately emptied out.
3. On March 10, 2016, a staff member of a bank in Taishan New Village, Pukou District, Nanjing called the police, saying that an old woman came to withdraw money with a fake check. After being rejected, she continued to pester her and called the police. After calling for help, the police immediately went to the scene. After some interrogation, it was found that the old man was deceived into buying health care products. The other party claimed that the money on the check was returned to the old man. After verification by the bank, the check was indeed fake.
4. In 2016, a 69-year-old retired college teacher in Xi’an said that he saw many old people coming out of the hotel, all holding some basins and other things in their hands, and he asked some questions out of curiosity. When I learned that I could listen to health care information and receive free gifts, my wife and I joined this business. After attending the class for three days, he was tricked into spending 8,000 yuan to buy things. Shortly after the incident, the children criticized the old couple. Feeling that they had been deceived, he ran to the hotel to look for someone, but the building was already empty.
5. In August 2016, in a hotel in Yongding District, Longyan, Fujian, the organizer of a health lecture promoted products such as deer tendon and bone strengthening wine to the elderly, with prices ranging from 2,800 yuan to 5,600 yuan. Many elderly people buy it. It is reported that the lectures were mostly held in the name of caring for the elderly in the early stage, and some eggs and noodles were given to encourage the elderly to invite more people to listen to the lectures. After that, they slowly began to ask the elderly to pay small amounts of cash to buy cheap goods, and on the next day The money was returned and the shopping amount was gradually increased to several thousand yuan. Fortunately, law enforcement officers from relevant departments exposed the scam on the spot and saved more than 170,000 yuan in losses for more than 70 elderly people.
6. In 2016, a health care product company deceived elderly people into using free travel to Liudu, Fangshan, Beijing. Qiao Resort, in two days, many elderly people spent 10,000 yuan on health care products. But the old people didn’t know that the phone invitation from the beginning was a trap. After the health care product company bought the elderly's information from the Internet at prices ranging from 20 cents to 100 yuan, they first called and invited the elderly in the name of tourism according to the script, "making hundreds of calls a day." After making an appointment, the old man will give some small gifts, hire a "health expert" to look at it, and finally take the old man to the sales meeting. After that, the sales company will take over.
7. The elderly are prone to more illnesses as their bodies age. In order to avoid getting sick, they often fall into health product scams. In 2015, Mr. Cui, who lives in Lanzhou, and his wife just watched an advertisement for health care products, and then behind the back of their children, they spent more than 120,000 yuan in different amounts in batches within 4 months to buy a bunch of health care products without any medicinal value. Taste. When Uncle Cui learned that his wife had been cheated, the other company called him and made various excuses to ask for money. With no way to complain, the old man who was heavily in debt had no choice but to apologize to the scammer: "Leave our family alone and don't call home anymore."
8. Recently, media reports said that a The 78-year-old woman was dragged into a spa to experience a pedicure. Within three months, she was persuaded to spend more than 250,000 yuan to apply for various treatment cards. The old lady, who felt that it had no effect, then took the store to court and demanded a refund. In fact, such cases of elderly people being deceived and defrauded have long been common. The reason is that both material and emotional needs are distorted, giving scammers an opportunity to take advantage of them, thus greatly increasing the chances of the elderly being deceived.
9. Lottery fraud is also a common scam. On the afternoon of December 24, 2014, Nanjing Jiangdong Police Station received an alarm from a bank staff member. A 70-year-old man claimed that he had won a jackpot and wanted to remit money to the other party to pay so-called taxes. The staff were worried that he had been cheated, but the old man refused. He listened to the persuasion and insisted on remitting money. He also spoke harshly to the police, blaming the other party for delaying his chance of winning the lottery. In the end, I had no choice but to postpone it until get off work. The bank politely rejected the old man's remittance on the grounds that the network was unavailable. The police found out that the old man's wife had passed away and his children were not around, so he was usually alone.
10. In 2014, Master He from Xi'an received a call from someone who claimed to be a staff member of a collection company. The other party said that his mobile phone number had won a prize and he could buy a set of pure gold coins issued by the People's Bank of China at a low price. Gold commemorative coin. Master He was so excited that he bought a set for 1,500 yuan. Unexpectedly, when the goods arrived, they found that they were a set of "golden keys" and that the invoices and collection certificates were all fake.
11. The “national asset” unfreezing scam that has occurred from time to time in recent years is essentially an upgraded version of the lottery scam. Scammers use the treasure complex to lure them into the trap. In February 2009, the trial of a 75-year-old Chinese-American Mr. Chen who was defrauded began in Beijing. From April 2007 to June 2008, three people including Zhou Zhiping, who only had a primary school education, pretended to be senior members of the Kuomintang, and defrauded him out of RMB 749,000 on the pretext of unfreezing 13 trillion national assets. What is even more shocking is that the leader of the scammer, Zhou Zhiping, was nearly 99 years old at the time, and the other two defendants were also in their 50s.
12. Investment fraud is another scam that the elderly are easy to fall prey to. The elderly have little confidence in material security such as pension funds and want to seek a sense of security through financial management and other means, and they are easily fooled. In 2013, a company on Dawang Road in Beijing sold foreign conjoined banknotes and stamps to the elderly, claiming that they could quickly appreciate in value.
Many elderly people who listened to the scammers spent tens to hundreds of thousands on purchases. They didn't want to get "dividends", but the company moved away and the salesperson couldn't be contacted. After realizing they had been deceived, the elderly people called the police.
13. In 2016, an old man living in Fengtai District, Beijing, listened to a friend's introduction and "mortgaged" his property to a company, and then handed over the mortgage money to a person for financial management. The old man originally wanted to get back the principal and interest after completing the financial management, and then use the principal to redeem the house capital. Unexpectedly, the financial manager refused to give me a penny, and the mortgaged house was also transferred. Afterwards, the person who bought the house urged the old man to move and even moved the furniture out.
14. In 2014, more than 20 citizens came to the Guangzhou Baiyun District Public Security Bureau to report the crime. Their ages ranged from 50 to 80 years old. About a year and a half ago, they met a man named Jiang Guoliang. He gave the old people a way to make money by raising fish in reservoirs. Or invest" and handed him amounts ranging from 30,000 to 2 million. However, starting from January of that year, the "rebate" completely disappeared, and Jiang Guoliang could no longer get through to the phone.
15. Grandma Yang, who lives in Heshan District, Yiyang, Hunan, saved nearly 160,000 yuan in pension money after frugally living her whole life. But one day in 2016, she received a call at home from someone claiming to be the Shanghai police, saying that the country was investigating her and asking her to transfer all the money to a card and freeze it for three days. To prove her innocence, she did as the other party asked and told her the password. Her life savings of 158,000 yuan was instantly reduced to only 25 cents. This is simply unacceptable to the nearly seventy-year-old man, who is depressed and bedridden at home.
16. There are also some scammers who will use the special growth background and patriotic sentiments of the elderly to carry out invisible fraud. On September 30, 2011, the "Pioneers of the Founding of the People's Republic of China - National Day Symposium of Outstanding Figures of the Republic of China" was held at the National Convention Center in Beijing. About 500 people attended the venue, about 70% of whom were retired elderly people. Most of them have medals on their chests. It is understood that to participate in this symposium, you generally have to pay 2,000-2,600 yuan for membership, accommodation and meals. Based on the calculation of 2,000 yuan per person, 500 participants will pay 1 million yuan. The relevant units stated that this activity has never been organized.
17. The elderly are easily deceived. This cannot be entirely attributed to their love of petty gains and weak discernment, but more to the fact that their spiritual needs and sense of security are not met by their children and society. And scammers who are good at understanding psychology take advantage of this, "willing to be children", and use their sweet words to lure the elderly into the scam step by step. The picture shows that in 2011, several health product sales gangs appeared in Lanzhou to defraud thousands of elderly people, involving millions of yuan. These gangs often use the guise of "paying filial piety to all the people in the world" and lure the elderly to participate in theaters, basements and other places. They first give the elderly some small gifts to attract the elderly to "attend classes" every morning, then start brainwashing them, and finally sell the elderly two Health care products ranging from 3,000 yuan to 3,000 yuan. The elderly who buy the health care products become their "members" and then run away.
So, what are the scams in society that target the elderly, or are the elderly easily deceived? The investigation shows that there are mainly the following types:
First, using health as bait: This is a relatively prominent scam in recent years and can evolve into many versions. In the name of free physical examinations and free services, some scammers go deep into communities and deceive middle-aged and elderly people who are "physically ill" and need early treatment; some hold so-called "health lectures" in hotels and classroom auditoriums to induce middle-aged and elderly people to buy “Magic” medicines or physical therapy devices.
Second, using family affection as bait: This type of scam often requires the parties to transfer money for emergency relief on the grounds that their children, relatives and friends have had accidents, such as car accidents or debts. When the parties hear such news, they often become anxious and confused. In desperation, they act according to the scammer's requirements and are thus deceived.
Third, using making a fortune as bait: This type of scam mainly targets parties who are eager to make a fortune. Scammers describe that as long as they participate in their fund-raising, stock participation and other investment and financial activities, or purchase exotic treasures and antiques, they can obtain high returns.
At the beginning, scammers often play a long game to catch the big fish and give the parties involved a certain taste of sweetness. When the money reaches a certain amount, they disappear and leave the deceived complaining endlessly.
Fourth, using stolen goods as bait: This type of scam often occurs on the streets, using large amounts of cash, precious metals, jewelry and other valuable items as bait, so that the parties involved can participate in the scam. Then, on the grounds that there is insufficient cash to distribute the stolen goods and need to raise money, the parties involved take cash or valuables as collateral to keep the valuables found. In fact, the so-called valuables or money are either fake or have been subcontracted.
Fifth, using "authoritative people" as signs: This type of scam involves health, wealth and other scams, and the person who is responsible for the deception often wears the cloak of authority. For example, health experts, returned Ph.D.s, antique collection appraisers, stock recommendation analysts, etc. Whatever the background is, just pick it up and use it as a signboard. The parties involved are often intimidated by these dazzling auras.
Sixth, using intimidation to collect money: This type of scam is common in using telecommunications to intimidate the parties. They often pretend to be public security, banks, telecommunications companies, or even children, teachers, relatives and friends, etc., with a phone call or a text message. , and even online chat tools, telling the parties that relatives have been kidnapped, bank card passwords have been leaked and stolen, etc. Whatever makes the client worried and scared, they will use whatever means to deceive the client.
Seventh, deception by means of "collision" and threats: This type of scam mainly uses the parties to cause injuries after collisions, and their accomplices use intimidation, threats, peacemaking, and other methods. Let the person involved pay for it privately.
So, in the face of these deliberate scams, which ones are the elderly most likely to fall for? The survey shows that the elderly are most likely to be fooled by scams that use health as bait, reaching 73.3; followed by scams that use wealth as bait, reaching 48.4; and third are scams that use family ties as bait.
So, why are the elderly easily deceived? This survey shows that: 74.9% of the respondents believe that the elderly are particularly concerned about health and are afraid of getting sick, which is the main reason why they are easily deceived; 44% of the respondents believe that the elderly’s information sources are outdated and they are not interested in many new things. Including insufficient understanding of the scam; 39.8% of the respondents believed that it was due to the cognitive decline of the elderly due to their age. From now on, the elderly have more sense of blind obedience, and they desire family, friendship, and respect.
Through the analysis of some cases of elderly people being deceived, we can see that they have some very different psychological characteristics: lonely elderly people are more likely to be deceived
This survey shows that, About 50% of the elderly do not live with their juniors. The number of elderly couples living together is 37.8, the number of old ladies living alone is 8, and the number of old gentlemen living alone is 5.3. These elderly people who live alone lack family care and care. Criminals take advantage of the elderly people's spiritual weakness to proactively ask for help, gain trust and then commit fraud. - Some elderly people are keen to attend health care product lectures. On the one hand, they value their health, and on the other hand, they are lonely. They know that it is a promotional event, so they want to join in the "fun" and they want to cover themselves tightly when they go. Pocket, but once you get there, you can’t resist the temptation.
Some elderly people have a "greed for small" mentality. Some elderly people have the psychological weakness of coveting ill-gotten wealth. Walking on the road, when you come across opportunities that offer "ways to make money", such as gold ingots dug up at the construction site, winning can rings, small tickets that can be turned into big tickets, etc., you all regard them as pie falling from the sky. There are obviously a lot of strange things, but because of my greed for money, I naturally can't see them. They will believe whatever the liar tells them; they will do whatever the liar tells them to do. As the saying goes, the forest cannot be seen with a blinded eye.
Some old people hope to prove themselves. After the elderly retire, they are far away from the social roles that have accompanied them for a long time. Some elderly people have a certain sense of inferiority. In addition, they do not have much in common with the younger generation. Sometimes they even feel looked down upon by the younger generation. Therefore, they hope to use some successful examples to Prove your abilities. Such elderly people are easily fooled by investment and collection scams. And they are often self-righteous, stubborn, and do not listen to others' advice.
Some elderly people have a strong belief in authority and a strong herd mentality. In terms of cognitive ability, the elderly often lack a critical spirit when receiving information. Often one believes what others say, especially from “authoritative” expert voices.
How to prevent the elderly from being deceived
Faced with the various scams, how to prevent the elderly from being deceived? Respondents believed that social management agencies, families and the elderly need to work together. The first is that regulatory agencies need to step up their crackdown. The survey shows that in terms of social management, the respondents’ analysis of the reasons why various types of scams are repeatedly banned is relatively rational. 53.3% of the respondents believe that scammers commit crimes frequently and it is difficult to solve crimes; 48.4% of the respondents believe that , some scams are between legal and illegal, or between criminal cases and civil cases. The boundaries are blurred, and law enforcement requires higher wisdom. However, no matter how difficult law enforcement is, 81.1% of the respondents hope that relevant departments will increase their crackdown efforts. It is obvious that strengthening crackdown management is the common sense of the respondents. At the same time, the interviewees also said that the elderly, especially those who are relatively healthy, should also be vigilant. The first is not to make your own decisions, but to seek the opinions of your family beforehand. In particular, the elderly should take the initiative to communicate with family members or relatives and friends when using money and materials. This will reduce or avoid being deceived.
Secondly, don’t be greedy for advantages and believe in rhetoric. The elderly should understand the profound truth that pie in the sky will not fall into the sky, overcome the mentality of greed for cheap, and be less likely to be deceived when doing things.
Third, the elderly need to continue to learn, understand and master more scientific knowledge, and improve their identification abilities. When a person's identification ability improves, he will have a pair of vigilant eyes to avoid being deceived.
There is no doubt that in the systematic project of preventing the elderly from being deceived, the role of family members may be more important. Combating scams often causes irreparable losses after the incident occurs, leaving the elderly with improved One's own ability is a long-term process, not to mention that it is very difficult for the elderly to learn new things. Respondents pointed out that caring for the elderly and communicating with them frequently are the most important means to prevent fraud. The survey shows that 88.4% of the respondents believe that it is most important to chat with the elderly frequently and let the elderly learn about society from their relatives. Secondly, 79.9% of the respondents believe that it is also important for the elderly to understand as much fresh information as possible. An important means to prevent fraud; 70.9% of the respondents believe that it is necessary to provide the elderly with more healthy social opportunities to eliminate their loneliness.
Because of this, if the next generation is filial, in addition to taking care of the elderly's diet and daily life, it is also one of the basic contents of filial piety to remind the elderly not to be deceived. There is such a "Fraud Prevention Association for the Elderly", which, combined with typical cases, often talks to the elderly and talks about it, so that they can nip it in the bud and avoid being deceived.
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