What is the lawyer's pre-litigation investigation after the online loan is overdue?

After the online loan is overdue, you will receive a pre-litigation notice from Tom, dick and Harry. Are these true or false? Let's read it.

1, pre-litigation notice, literally, is the notice before prosecution. Logically, it only means that no charges have been filed. Even when the notice was given, there was no prosecution.

2. Who notified the pre-litigation notice? Because there is no pre-litigation notice in the legal procedure of civil litigation, it doesn't mean that you have to sue others. You must inform the other party before you can sue. Easy to sue. Just sue directly. Notice before litigation is not required by the court, nor is it a legal procedure that must be taken. So who informed us to sue?

3. What is the purpose of pre-litigation notice? Is it to give us time to prepare the lawsuit? Court proceedings will not end in a day or two. There is no need to prepare in advance. When bringing a lawsuit to the court, the court has legal time limit for defense, time limit for proof and sufficient time. It takes several months for a case to have a final trial result in court. So you don't need to tell before you sue.

Now some cats and dogs pretend to be law firms or other institutions, and send some short messages of pre-litigation notice, not for the purpose of prosecution at all. The purpose of sending pre-litigation notice is to threaten the legal process of prosecution, add some untrue contents to the normal legal process, and then threaten the borrower and force the borrower to repay. A cat and a dog can earn their own commission by the borrower's repayment.

Therefore, I hope that everyone will not be deceived and threatened by these false pre-litigation notices, and know the relevant legal knowledge, so that Tom, dick and Harry will not deceive you.