Is it true that consumer finance immediately sent a lawyer's letter?

Legal analysis: see what platform you are. If it is an informal online loan company, the lawyer's letter should be false, which is threatening you. However, if you are a regular lending platform, the kind of credit reporting, after the deadline, their platform will indeed sue you through legal means, so you should first see if your lending platform is on the credit reporting system.

Legal basis: Article 29 of the Lawyers Law of People's Republic of China (PRC), when a lawyer acts as a legal adviser, he shall provide advice to the client on relevant legal issues, draft and review legal documents, participate in litigation, mediation or arbitration as an agent, handle entrusted legal affairs and safeguard the legitimate rights and interests of the client.