How to inquire personal account of enterprise annuity

The enterprise annuity inquiry personal account method is as follows:

1, telephone banking inquiry, dial the 24-hour hotline of enterprise annuity bank account, and follow the voice prompts;

2. Inquire about professional pension service websites, and users log in to relevant websites: click individual user login to open the corresponding page, enter the enterprise annuity account number and password, and then click the login button to enter the individual annuity information inquiry page. Please refer to the website login instructions and demonstrations for business details and operation procedures;

3. Inquire about the online banking login of individual users through online banking, open the corresponding page, enter your online banking login verification information, click the login button to enter our online banking system, and select the "Enterprise Annuity" menu to inquire about your personal annuity information. Please refer to the online banking login instructions and demonstrations for business details and operation procedures;

4. SMS query: edit the SMS code and send it to the bank phone, and the system will automatically return the query result through SMS;

5.ATM inquiry: You can hold the relevant bank card, enter the bank card password on the ATM self-service equipment of the bank, and select the "Inquiry"-"Enterprise Annuity Inquiry" menu to find out your personal annuity information.

How to issue enterprise annuity after retirement;

1. When employees reach the statutory retirement age stipulated by the state or completely lose their ability to work, they can receive it from the employee's enterprise annuity account on a monthly basis, by stages or at one time, or they can purchase all or part of their personal account assets as commercial endowment insurance products, receive wages according to the insurance contract and enjoy the corresponding inheritance;

2. The annuity personal account property of the personnel who study abroad and settle down can be paid as an individual in one lump sum according to their own requirements;

3. If the employee dies unfortunately, the personal account balance of the enterprise annuity will be inherited by the legal heir.

To sum up, the state encourages enterprises to establish enterprise annuities. The establishment of enterprise annuity shall be implemented with reference to these measures.

Legal basis:

Article 2 of the Measures for Occupational Pensions of Institutions and Institutions

The term "occupational annuity" as mentioned in these Measures refers to the supplementary old-age insurance system established by institutions and their staff on the basis of participating in the basic old-age insurance of institutions and institutions.

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The scope of the units and staff to which these Measures apply is consistent with the scope of the basic old-age insurance for participating institutions and institutions.

Article 4

The expenses required for occupational annuity shall be borne by the unit and individual employees. The proportion of occupational annuity paid by the unit is 8% of the total wages of the unit, and the proportion of individual contribution is 4% of the wages paid by the unit, which is withheld and remitted by the unit. The payment base of units and individuals is consistent with the payment base of basic old-age insurance for staff of government agencies and institutions.

According to the economic and social development, the state adjusts the proportion of occupational annuity contributions of units and individuals in a timely manner.