Joke Collection Website - Blessing messages - Does Jiangsu Huai 'an Rural Commercial Bank go to work on weekends?
Does Jiangsu Huai 'an Rural Commercial Bank go to work on weekends?
The working hours of rural commercial banks are from 8: 00 to 17: 00 from Monday to Friday. Except for national holidays, they are open to work on Saturdays and Sundays, but only for personal business. The company's business is only accepted from Monday to Friday, and the bank closes half an hour to one hour in advance on weekends, and the working hours are from 9: 30 am to 16: 00 am.
Different banks have different management systems. Rural commercial banks across the country do not explicitly stipulate the same commuting time, so the working hours of rural credit cooperatives in different regions will be different, among which self-service banks are open 24 hours a day.
Extended data:
Rural commercial banks, the predecessor of rural credit cooperative banks, belong to joint-stock commercial banks. Rural cooperative financial institutions that mainly provide financial services to their members. It does not belong to Agricultural Bank and Industrial and Commercial Bank of China, but an independent financial institution.
1. What is a rural commercial bank?
Rural commercial banks are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations.
The predecessor of rural commercial banks is rural credit cooperatives. Because there are no more rural credit cooperatives, all the existing rural credit cooperatives have been reformed into rural commercial banks. The function of rural commercial banks is more perfect than that of rural credit cooperatives, and it can better serve "agriculture, countryside and farmers".
2065438+On May 2, 2009, the People's Bank of China published the Notice of the People's Bank of China on Reducing the RMB Deposit Reserve Ratio of Rural Commercial Banks Serving Counties, which further refined the policy framework of implementing a lower deposit reserve ratio for small and medium-sized banks announced by the Central Bank on May 6.
Rural credit cooperatives are rural financial institutions that initially serve agricultural production and rural development, while rural cooperative banks are the product of rural financial system reform and are born to meet the financial needs of economically developed rural areas. As a result of the evolution of the former two, rural commercial banks mainly absorb deposits from local farmers, serve local farmers and provide credit and settlement services for their production and life.
Second, the status quo of rural commercial banks
At present, the proportion of qualified shares in China's rural credit cooperatives has dropped below 30%, and about 303 rural commercial banks and 2 10 rural cooperative banks have been established. The total assets of rural banks account for 465,438+0.4% of the rural cooperative financial institutions in China.
In addition, 1424 rural credit cooperatives have met or basically met the conditions for establishing rural commercial banks. Through the reform, the governance model of rural credit cooperatives has undergone fundamental changes, the long-standing problem of insider control has been effectively solved, and the institutions themselves have formed an endogenous driving force to further promote the reform of deep-seated institutional mechanisms.
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