Will installment music really be sued to the court?

Staging music will really be sued by the court.

Type of prosecution:

1, after more than three months in loans overdue, installment music has the right to sue;

2. However, most overdue staged concerts threaten borrowers to repay as soon as possible on the grounds of prosecution. In fact, the probability of going to court is not great.

First, the basic introduction of stage music

Staging Music is a high-quality staging shopping center owned by Lexin. Founded in June 20 13, it is the pioneer of the domestic installment shopping e-commerce model. Always adhering to the brand concept of "enough is enough, I am happy to see better", and advocating the new concept of installment shopping.

Second, the phased music marketing model

The stage music club sued the court. Like other online lending platforms, installment music has the right to sue after three months overdue, but all major online lending platforms are the same and will not sue easily. They usually entrust a third party to collect money, and most of the collection methods are to call and send text messages to urge customers. If they contact the customer many times, they either don't repay the money or contact the contact person. This is the so-called explosion address book. This will indirectly affect the work and life of customers. After that, the collection department will say that it will send local staff to your home to verify your financial situation and so on. He even said that he would sue and send a lawyer's letter. However, these are the collection methods of the collection personnel, and they will not be prosecuted. However, if it is the phone number of the installment music headquarters, it is likely to be prosecuted. If you can't pay off the debt as soon as possible, you can apply for negotiation with installment music. After the negotiation is successful, the user will have enough time to repay the loan, and no overdue interest will be generated during this period. If negotiation on repayment fails, users can pay off overdue debts as soon as possible. After the installment music is overdue, what users need to do is to pay off the arrears as soon as possible. As for the repayment method, there is no specific requirement. If it is not returned by the court, it is likely to be included in the list of people who have lost their trust.

legal ground

People's Republic of China (PRC) Civil Procedure Law

Article 119 A prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.

Article 120 A complaint shall be submitted to the people's court, and copies shall be submitted according to the number of defendants. If it is really difficult to write a complaint, it can be made orally, which will be recorded by the people's court and the other party will be informed.