Financial leasing is an industry. What does collection mean?

1) financing function financial leasing is essentially for the purpose of financing and is produced to solve the problem of insufficient funds of enterprises. Enterprises that need to buy equipment can use the required equipment for production only by paying a small amount of money, which is equivalent to providing enterprises with a medium-and long-term loan.

2) Financial leasing with promotion function can provide financial services for production enterprises in the form of "leasing for sale". First, it can avoid excessive inventory of production enterprises, which leads to poor circulation, which is conducive to accelerating the turnover of total social funds and improving the overall efficiency of the country; Second, we can expand the sales of products and strengthen the competitiveness of products in domestic and foreign markets.

3) Investing in functional leasing business is also an investment behavior. Leasing companies have the right to choose leasing projects, and they can choose some projects with less risks, higher returns and national industries to give financial support. At the same time, some enterprises with idle funds and idle equipment can also increase their assets through financial leasing. As a means of investment, financial leasing not only makes funds special, but also improves the asset quality of enterprises and upgrades the technology and equipment of small and medium-sized enterprises.

4) Asset management function Financial leasing links capital movement with physical movement. Because the ownership of the leased property belongs to the leasing company, the leasing company has the responsibility to manage and supervise the leased assets and control the flow of assets. With the continuous development of financial leasing business, equipment manufacturers can also be used to provide special services for equipment lessees, such as maintenance, product upgrading, etc., so that they can often use advanced equipment, reducing the use cost and the risk of equipment elimination, especially for equipment with high price, strong technology, rapid intangible loss or low utilization rate.

It is precisely because of the above four functions that financial leasing closely combines industry, trade and finance, communicates these three markets and guides the orderly flow of capital. It not only provides convenience for enterprises to quickly obtain the right to use equipment with less investment, but also provides a safe lending channel for banks and other funds.