How long does it take to send a lawyer's letter to the American e-wallet?

If the online loan fails to repay after overdue repayment, the online loan platform may send a lawyer's letter to the borrower.

1 general principles of loans article 32 loan repayment: the borrower shall repay the loan principal and interest in full and on time in accordance with the loan contract. The lender shall issue a notice of repayment of principal and interest to the borrower three weeks before the short-term loan expires and 1 month before the medium-and long-term loan expires; The borrower shall prepare funds in time and repay the principal and interest on schedule. The Lender shall timely issue the overdue loan collection notice and do a good job in the collection of the loan principal and interest. Lenders charge interest on loans that cannot be repaid within the time limit stipulated in the loan contract; If the principal and interest cannot be repaid or executed, it shall be urged to repay or bring a lawsuit. The borrower shall negotiate with the lender when repaying the loan in advance.

2. How to handle the lawyer's letter: You can consider negotiating with the other party when you receive the lawyer's letter, and you should also be prepared for the lawsuit. A lawyer's letter is a kind of advance notice, indicating that the other party is ready to file a lawsuit against the current dispute. If you don't want to go to court, you can discuss how to solve it with the other party after receiving the lawyer's letter. If you feel that you have no problem and don't have to be afraid of being sued by the other party, then you don't have to care about the lawyer's letter. The lawyer's letter itself will not have legal consequences, just a warning.

3. Lawyer's letter is generally regarded as a threat of litigation, which may be that the parties put pressure on the other party to make peace on their own initiative in order to gain the advantage of negotiation; It is also possible that the parties lose confidence in conflict resolution and issue a lawsuit warning. Of course, it may also include the purpose of the parties or lawyers spying on each other and tempting information. You can keep silent and follow the development of the situation, or you can hire a lawyer to discuss countermeasures, or you can send a tit-for-tat lawyer letter to the other party in turn.

If your debt is only several thousand dollars, you don't need to read this lawyer's letter. This is basically fake, but you owe thousands of online lending platforms to sue you. Even if the lawsuit is successful, it is meaningless. The cost of prosecution has exceeded your debt, and the best way is to continue to charge you.