How is SMS fraud successful? Should their bank accounts be opened through ID cards? How can they get the money?

A liar will never use his ID card to open a bank account and then use it to cheat money. Accounts are all opened with other people's ID cards, either stolen or fake. Banks should not be responsible for this, because banks are not gods. Who knows if this account is used to cheat money? If the customer wants to open it, the staff will help. That's their job. The customer wants to cheat money, what can he do?

The police need evidence to trace or even freeze this account, and this kind of SMS fraud, evidence is the most difficult to collect.

In addition, the five strokes listed by the brothers upstairs are not feasible and effective.

Article 1: If you enter an error three times in one day, the online banking operation of the account will be frozen within 24 hours, but you can still remit money to the account, and you can also withdraw money from the ATM in reality. If the liar has an ID card, he can unfreeze it at any time.

Two, three, four. Nowadays, most scammers use SMS senders to send fraudulent SMS messages. Most of them can't receive information according to the number. It's useless. The liar's ears are still clean.

Article 5 is just a fabricated story, right? Liars send n short messages to n numbers, and you use the account number to remit 100 1 minute. Can a liar tell from so many numbers that you sent it and then reply to the text message to complain? Is he Conan or me? The feasibility of this article is also quite low. Among many banks in China, only the postal savings and the online banking of Bank of Communications provide the service of "the payee pays the handling fee", but the premise of postal savings is that cash can be remitted to the account. Can you show me 100 yuan 1 going to the postal savings counter 100 times? But if it is an insider of the bank, it is possible. The premise of Bank of Communications online banking transfer is that the transfer amount must be lower than the maximum handling fee, but if it is an internal employee of the bank, it may use loopholes to force the transfer.

To sum up, we can only pray that swindlers send short messages to individual employees with a great sense of justice and childlike innocence in postal savings or Bank of Communications.