Today, I suddenly received a transfer of RMB 3,000 from Shanghai UnionPay Electronic Payment Service Co., Ltd. What happened?

You need to further verify the source of this fund, and it is best not to use it blindly, because it is likely to involve legal issues.

This problem is relatively complicated, because you should not only check the source of funds, but also check your previous financial operations. I think it may be mainly the following situations:

1 and 1 are examples of part-time income. You can think back to whether you have worked part-time online or not, and whether you have withdrawn cash.

2. The second case is online loan transfer. Have you applied for online loan products in recent months? Some online loan products have very slow lending time. The user may have forgotten, but the online loan product transferred the money to the user's account a few months later.

3. The third case is the payment error, which may be the payment of the merchant, but it was transferred to your name because the account number was entered incorrectly.

Need to know:

You need to check your previous financial operation records. I inquired about the information of Shanghai UnionPay Electronic Payment Co., Ltd. on the Internet, and many people have encountered this situation.

Among these problems, many people have applied for online loan products before, but because the online loan products just didn't make the next payment, many people forgot the application record, which led to their inexplicable receipt of a transfer, but the money was actually the funds for online loans. It is also for this reason that you need to check whether you have applied for online loan products.