Is there a prompt for Alipay to transfer money to the bank card payee?

It depends. If the payee's bank card has a posting notification SMS reminder service, there will be a SMS notification reminder when the transfer funds are posted, regardless of the transfer mode of delayed arrival or real-time arrival. I should have received the message in advance, but I can call the other party's account without money, which is a delay in calling the other party's account. The arrival time of the transfer to the bank card is divided into two hours and the next day.

1. Will the payee receive a prompt if Alipay arrives late?

I should have received the message in advance, but I can call the other party's account without money, which is a delay in calling the other party's account. The arrival time of the transfer to the bank card is divided into two hours and the next day.

Second, is it safe to arrive late?

1. The other party can see when the delay arrives. It will be automatically transferred to the other party's account, but you can't take the initiative to withdraw cash, and the other party can't withdraw cash immediately. In fact, delayed arrival is not necessarily very safe.

There is only room for repentance. After the transfer is initiated, the funds will not be actively withdrawn. However, in case of fraud, as long as the delayed transfer has not arrived, the transaction can be frozen by calling the police in time. Once the police order the payment to stop, the transfer can be returned in the same way.

2. More importantly, Alipay's risk control can also identify risks. If it is judged that the transfer is risky, it will actively prompt that "it may be experiencing telecom fraud" and suggest the user to cancel the transfer or delay the transfer. During the trial operation of this function, it has helped many users recover their losses.

3. Therefore, Alipay's function of "actively reminding users to delay the transfer" is still very good. Alipay has helped you identify some risk factors, and you have to identify the rest yourself. Nowadays, mobile payment is so convenient, and the security problem should not be underestimated. Everyone should find ways to improve the security of accounts.

The payee of Alipay's delayed transfer can be seen, because when using Alipay to transfer money, everyone will find that there is no way to withdraw the transferred money and there is no way to recover it. Enter the transfer amount and password, and the money will be transferred immediately, which is very unsafe!