When will the repayment start after the bank mortgage?

After a bank mortgage, it will be repaid from the next month. Every bank has the time to ask for repayment for the last time, which does not mean that the loan will be counted after one month. If the repayment date of a bank is 5th, it should be February 5th. \x0d\ Specific mortgage process: \x0d\( 1) Selecting real estate \ x0d \ x0d \ Buyers should pay attention to this aspect when choosing real estate. When buyers learn that some projects can apply for mortgage loans in advertisements or through the introduction of sales staff, they should further confirm whether the real estate developed and built by developers has won the support of banks to ensure the smooth acquisition of mortgage loans. \x0d\\x0d\(2) Apply for mortgage loan \x0d\\x0d\ After confirming that the property you choose has bank mortgage support, the buyer should know about the bank's regulations on mortgage loan support for buyers, prepare relevant legal documents and fill in the mortgage loan application form. \x0d\\x0d\(3) Signing a house purchase contract \x0d\\x0d\ The bank will issue a loan approval notice or a mortgage commitment letter to the buyer after receiving the legal documents related to the mortgage application submitted by the buyer and confirming that the buyer meets the mortgage loan conditions after examination. Property buyers can sign the "Pre-sale Sales Contract of Commercial Housing" with developers or their agents. \x0d\\x0d\(4) Signing a house mortgage contract \x0d\ After signing a house purchase contract and obtaining the proof of paying off the house price, the buyer signs a house mortgage loan contract with the developer and the bank with relevant legal documents stipulated by the bank, stipulating the amount, term, interest rate, repayment method and other rights and obligations of the mortgage loan. \x0d\ x0d \ (5) Handling mortgage registration and insurance \ x0d \ Buyers, developers and banks shall handle mortgage registration and filing with the real estate management department on the basis of the Building Mortgage Loan Contract and the House Purchase Contract.