Banking personnel marketing speech

What are the marketing words for bank savings deposits? The marketing of savings deposits mainly focuses on customers' off-bank funds and three-party depository funds. Tellers should take warm and thoughtful service and our preferential policies of deposit marketing and three returns of funds as the main means to attract customers. Tellers should communicate with customers more in the daily business process, so as to ask more questions, think more and observe more. Let's take a concrete look at the marketing words of bank employees!

Specific examples are as follows:

Case 1

A lady Zhang often goes to the counter with an ordinary card to handle remittance business in different places.

Teller: Hello, sir! If you use our Ward card to handle cross-bank or off-site remittance, the handling fee is free, and the Bank of Communications wealth management card can enjoy a 60% discount on remittance, which can save you a lot of handling fees! Besides, if your funds settle down in a few days, what else do we have? Yinglibao? The product bears interest every day, and the yield is 2.65%, which is 5.3 times of the current interest. I ask the full-time account manager to give you a brief introduction in detail.

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A customer who often comes to our bank to handle counter transfer business, the teller knows that the customer has frequent capital turnover and large cash flow in the process of handling business for him many times, and he also knows that he has funds among laymen.

Teller: hello, sir, our bank has launched a model? Yinglibao? The income of our products is about five times that of demand deposits, which is very suitable for customers who often use funds like you. If you choose this product, you will find that there will be a considerable income without affecting your normal capital operation. I can introduce a professional financial manager to you after this business is completed.

Case 3

A Mr. Li took a large sum of cash to deposit, but he didn't know when to use it.

Teller: Hello, Mr. Li. The current interest rate is low. I suggest that you open the notice deposit business. Have a fixed income, convenient for current account. The income is three times the current interest. In addition, some funds can be allocated reasonably, some of which can be deposited regularly and some of which can be notified. At present, the three-month fixed deposit rate is 3. 1%. Once you need to deposit urgently, you can withdraw it in advance or in part, which will not affect your capital use. If you still have money in other banks, you can turn around and do it together.

Case 4

The customer signed a tripartite depository agreement.

Teller: Hello! I see you have signed the tripartite depository agreement?

Guest: Yes.

Teller: We now have a Yinglibao product, and the income is 5.3 times that of the current account, which is convenient for the current account. When you don't use funds to buy stocks, just click the mouse and transfer the funds to our bank, and you can subscribe at any time through online banking. When you need to use funds, as long as you redeem them before 3 pm that day, it will not affect your entry into the stock market before the close.

Guest: Is that good?

Teller: Yes, I'll ask a professional financial manager to introduce you to the specific operation details.