Auction loans overdue, and now I have sent a text message saying that I have filed a lawsuit. There's another one. Is it true?/You don't say.

False, 1. Auction of loans will bring a lawsuit against overdue parties. According to the relevant provisions of article 193 of the criminal law, combined with the amount involved, once the case is successfully filed, it will face 1-6 months of criminal detention. 2. Being included in the blacklist of credit information and published in the media as a permanent bad credit customer. 3. There are certain restrictions on children's employment, real estate purchase and other large-scale consumption. Such a professional term will be believed by ordinary borrowers. First of all, everyone must know that online lending is a civil dispute, and generally it will not involve criminal cases, let alone file a case. This is also the reason why many big brothers encounter violent collection alarms. Secondly, even if the bank loans overdue, it will not affect its descendants. At most, it will only leave a stain on personal credit information. If the amount is large, when the borrower is sued and demanded to repay by the court, the court will judge the borrower as a deadbeat and enforce it. Therefore, these short messages are just fooling three-year-olds for professionals and can be ignored. In addition, 90% of P2P online loans have no credit information. Even if the borrower does not do so, there will be no record. At most, it will leave negative information on Alipay "Guanglian Map" built by third-party credit. Whether the online lending platform lends money to the applicant is usually judged according to Alipay's comprehensive big data. If your risk index is high, you will generally be rejected every second. This is also something that many borrowers need to pay attention to and protect. From this, it can be concluded that as long as the online loan you borrowed has no credit information, even if it is overdue, it will not affect the bank loan business and credit card processing. At most, it is to refuse applications on other online lending platforms. Baiqian Finance sued Paipai Loan by using its registered trademark "Baiqian (or Baiqian)" as the key word of Paipai Loan baidu promotion, that is, Baidu's input of "Baiqian or Baiqian" is not Baiqian Finance, but Paipai Loan. In this way, the online traffic of Baiqian Finance is plundered, and the potential customers of Baiqian Finance are guided to enter the auction loan platform, which leads to the customers of Baiqian Finance entering official website and becoming auction loan customers without knowing it.

Baiqian Finance believes that the auction loan violates its exclusive right to use trademarks and constitutes unfair competition. It asked the auction loan to compensate for the economic loss of 500,000 yuan and made an apology in the newspaper. 20 18 12 3 1, the court issued a civil judgment and lost the loan.

The court ruled that the defendant used "Baiqian" exactly the same as the registered trademark involved in the case as the keyword of Baidu search, and highlighted the logo of "Baiqian Loan" similar to the registered trademark of "Baiqian" in the searched webpage link to the defendant's website, which would make netizens mistakenly think that the defendant's website pointed to by the webpage link was related to the plaintiff, and might lead netizens who intended to search the plaintiff's website through the keyword "Baiqian" to enter the defendant's website by mistake, thus attracting the attention of the relevant public. Therefore, the defendant's above-mentioned behavior violated the exclusive right to use the registered trademark of Baiqian, and should bear civil liability for stopping the infringement and compensating for the losses according to law. The plaintiff asked the defendant to stop the claim for infringement of the exclusive right to use a registered trademark. 14503607 and compensate for the losses, which our hospital supports. The defendant's relevant defense reasons are inconsistent with the facts and legal provisions identified in this case, and our court will not accept them.