How to return Hongkang Life Insurance bought in JD.COM? COM？

In recent years, with the development of e-commerce and Internet technology, many citizens will buy insurance products on JD.COM. Recently, some citizens asked how to return the Hongkang life insurance purchased in JD.COM. This needs to be handled according to whether it is in the hesitation period. How about China Life? I just sorted out the relevant contents, hoping to help you: How about China Life? Top Ten Life Insurance Products Ranking List!

Generally speaking, you can directly call the insurance company's customer service hotline to surrender, and surrender in full within 10 days after signing. 10 days before the cash value can be refunded, which is a great loss. So if you buy the wrong insurance, do you want to surrender it? If you surrender, why don't you lose money? The latest raiders! Buy the wrong insurance, surrender and refund process and matters needing attention!

Life insurance products have a hesitation period (generally, within 10 days after the insured receives and signs the insurance contract). If you surrender your insurance within the hesitation period, you can generally recover all the premiums paid, and the insurance company will deduct no more than 10 yuan.

If you surrender after the hesitation period, the insured will bear certain losses, and the insurance company will only refund the cash value or account value of the policy. Therefore, for insurance products that meet the demand, it is suggested that the temporary capital demand can be alleviated by means of policy mortgage loan to avoid unnecessary losses caused by surrender.

It is suggested that insurance consumers manage their insurance policies well, regularly check the differences between their own needs and their insurance policies, and take measures such as receiving policy benefits, increasing or adjusting insurance coverage and adjusting insurance types on time and as needed to effectively safeguard their rights and interests. How to buy critical illness insurance? Regarding the choice of fixed term or life, I just sorted out the relevant contents, hoping to help you: save money! Buy critical illness insurance for 30 years or for life, so choose!

Brother Bao reminded me: How can I return the Hongkang life insurance I bought in JD.COM? You can directly call the insurance company's customer service hotline to surrender. If you are in a hesitant period, you can generally recover all the premiums. If you are in a hesitant period, you may have to bear some losses.