Can the credit card statement of China Merchants Bank be modified? Skills of modifying the date of credit card bill

I don't know if you have ever encountered such a situation when using the card. The salary hasn't been paid yet, and the credit card repayment date is coming, but do you have any money to pay it back? Fortunately, the billing date of the credit card can also be modified, which can extend your repayment date by at least one month. So, how to modify it specifically? Taking the credit card bill of China Merchants Bank as an example, this paper introduces some skills to modify the bill.

Can the credit card statement of China Merchants Bank be modified?

The billing date of China Merchants Bank Credit Card is usually the 5th, 7th, 10, 12, 15, 17, 20th, 22nd and 25th of each month, and the final repayment date is after18th. However, if your salary is paid after the repayment date, the date of China Merchants Bank's credit card bill can be modified, but it can only be modified once every six months.

You can call China Merchants Bank's credit card customer service hotline at 400-820-5555, switch to manual service, and apply to customer service to modify the bill date. It should be noted that if your credit card has had an installment bill before, you must pay off the arrears before modifying it for you.

Modification skills of credit card bill date of China Merchants Bank;

Choose the one you think is the most suitable from the above bills, and then apply to the bank before the bill comes out. If you want to enjoy a longer interest-free period by modifying the billing date, it is recommended to spend one day after the billing date, and then modify the billing date one day before the next billing date.

For example, suppose your CMB credit card billing date is 22nd, and the final repayment date of each month is 10. In this case, the longest interest-free period you can take advantage of is:

Before modification: consumption of RMB ×× on September 23rd; 1sunrise on October 22nd 65438+ bill; 165438+1month 10 repayment; 50 days in all.

After revision: RMB ×× was consumed on September 23rd; 65438+ 10 month, 2 1, modify the bill date, modify it to the 25th of each month, and repay it on June 3rd; 165438+ The bill payment time is1October 25th 65438+February 65438+March 3rd, so there will be an extra interest-free period of nearly one month.