Is the balance of ICBC's bank card insufficient to deduct the SMS fee?

If the balance in the bank card is less than 100 yuan, the money will be deducted and a small management fee will be charged. According to the regulation that banks charge small management fees, if the daily average is lower than that of 300 yuan, banks will charge 3~7 yuan management fees every month. You can go to the bank to apply for relief. For example, ABC doesn't have a "double-free account" (except for credit cards and VIP cards). You can apply for annual fee and small account management fee reduction at any branch of ABC with your ID card and debit card (or passbook).

The method of applying for small management fee relief is as follows:

According to the relevant regulations of China Banking Regulatory Commission, starting from August 20 14 1 day, these two fees (bank card small account management fee and annual fee) will be "double-exempted", but citizens need to bring their ID cards and bank cards to the bank outlets to apply for exemption of these two fees, and a bank can only apply for a "double-exempted" account. According to the bank staff, the reason why citizens need to take the initiative to apply is because many people have opened multiple accounts in the same bank. Considering the customer's choice, the cardholder needs to take the initiative to apply for which card for free. When applying, you can "double-exempt" one card, or you can exempt one card from annual fee and another card from small account management fee.

The annual bank card fees of major banks are as follows:

1, Industrial and Commercial Bank of China:

The credit card processing fee is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee charged by 3 yuan, 300 yuan/quarter, and the inter-bank withdrawal in the same city is 2 yuan/transaction.

2. Agricultural Bank of China:

The credit card processing fee is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee charged by 3 yuan, 300 yuan/quarter, and the interbank withdrawal in the same city is 2 yuan/pen (4 yuan, Guangdong Province).

3. China Construction Bank:

The annual card handling fee in 5 yuan is 10 yuan/year, which is lower than the small account management fee in 3 yuan, 500 yuan/quarter, and this account does not pay interest, which is 1% of the withdrawal amount from 4 yuan/pen in the same city (that is to say, it is higher than the handling fee for withdrawals from other banks in different places). When they got home, they obviously forced customers not to withdraw money from other banks, so that customers from other banks could get a commission when they came to their ATM to withdraw money.

4. Bank of China:

The card handling fee is 5 yuan, the annual fee is 10 yuan/year, and the small account management fee is not charged, and the money is withdrawn from the same city/transaction bank in 4 yuan.

5. Bank of Communications:

The credit card processing fee is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee charged by 3 yuan, 500 yuan/quarter, and the inter-bank withdrawal in the same city is 2 yuan/transaction.

6. Postal savings:

It is free to apply for a card, and the bank in the same city withdraws 2 yuan/transaction. Most provinces and cities do not charge annual fees and small account management fees.