What company is Shanghai Finance?

What is Shanghai Finance? The loan company may be a debt collection agency. Shanghai Finance is a monthly magazine. However, some people often receive debt collection messages called Shanghai Finance recently. On the whole, it may not be a loan company, but a third-party debt collection agency. Let's talk about receiving debt collection messages.

Many people have the habit of borrowing money, and may not repay it in time for some reasons. At this time, the first round of debt collection calls, text messages or threats will be started, which should be a common occurrence. In this case, it is better to repay as soon as possible. However, users who receive this kind of short message need to find out whether they are overdue and whether the short message is sent to them. Because at the time of collection, it is likely that their relatives and friends are overdue, resulting in their own collection, then users can ignore or tell each other; Then there are some criminals who send phishing messages to defraud users of funds. If it is indeed your own debt, you must face it positively. Only by disposing of the debt can you solve the overdue collection once and for all.

it's best to communicate with family members or contact friends to pay back the arrears first. You should know that if you have overdue debts, you will generate extra high interest and late fees, which is what we call snowballing. The more you roll, the more you will get. Therefore, if you confirm that you owe money, you'd better pay it back first, but remember to support the loan with loans, otherwise you will fall into an infinite loop.

In addition, it should be noted that the loan may have nothing to do with you, but if you provide a third-party guarantee for others, others will find you if they owe money. At this time, you may have to fulfill your responsibilities to assist in repayment, so don't provide a third-party guarantee easily. Usually, as long as the contents such as court prosecution and investigation by public security organs appear in the letter, they are basically false.

First of all, if you are really prosecuted, the court will directly inform you by phone with the landline number, and then send you relevant prosecution documents by registered mail;

Secondly, the public security organs will come to you directly if they want to investigate you.

Generally speaking, you don't need to be too alarmed when you call for debt by SMS. Usually, they just use your timidity to pressure you to pay off your debts. After this, you must pay attention to distinguish the true from the false, and don't pay too much attention to it. It is the right thing to make money and pay back the money.