What is the workflow and wording of the renewal staff, and the answers to common questions?

* * Sir/Madam, if this insurance policy is really a big burden for you now, I think your choice is

Totally understandable. But since you chose to buy insurance at that time, it shows that you are a very responsible person, and the sudden disappearance of protection may cause great losses. The insurance you bought has good protection, low payment and comprehensive protection. If you can't pay because of temporary cash shortage, we can consider it together. Our company has a service called policy pledge loan, which can help you solve the temporary financial problem. If you surrender now, there will be no guarantee, and the returned premium will also be lost. Now the price of insurance products has been adjusted several times, and this kind of insurance has been closed. Surrender will bring you losses, and you won't be able to buy this kind of insurance in the future. Policy pledge loan is ... insurance is also an investment, the risk is far less than that of stock funds, and the income is far greater than putting money in the bank. The bank's current interest rate is 2.25% for three years, your premium is * * yuan for three years, and your policy is dividend-paying, so you can return … yuan. The investment income of insurance is long-term, but there is almost no risk.