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What platform loans don't look at big data?
As we all know, when applying for a loan on the loan platform, the loan platform will make a comprehensive evaluation according to the borrower's personal qualifications, and the requirements are relatively high. So what platform loans don't look at the low credit threshold? Let's have a look.
1, white cat loan
White cat loan is one of the easiest platforms to get loans in 2022. When applying, I don't look at the credit information and check the big data. It is relatively easy to pass in the near future, ignoring the record that both black and white households have the next payment. It is also a long-term micro-credit platform. At present, the maximum loan amount that White Cat Loan can provide to users is 40,000 yuan, and the service period is 3- 12 months. There is no return visit in the whole process, and it can be downloaded in 3 minutes at the earliest after approval.
Step 2 borrow money from the piggy bank
The piggy bank loan is a loan platform that can be easily passed without credit reporting in 2022. When applying, you don't look at credit information and liabilities, but you will query the user's big data. The maximum loan amount that this slot can provide to everyone is 6.5438+10,000 yuan, but most of the subsequent loans are several thousand yuan, and the service life is 1- 12 months. Adopt computer audit, and approve it within one minute at the earliest.
3. Xiao Hengxin used it
Xiaohengxin is a loan platform that does not look at credit information and big data in 2022, and it is also a small loan that does not look at credit information and good loans. At present, the loan amount available to everyone is 50,000 yuan, the actual loan is 3,000-5,000 yuan, and the service life is 1- 12 months, so the application threshold is low. As long as the credit is not seriously overdue, it is still easy to get a loan.
4. Credit flight
Credit Flying is an easy lending platform without checking credit information. In 2022, it has been lending steadily, ignoring credit information and black and white households when applying. Recently, there have been many cases of the next paragraph. The maximum loan amount that this slot can provide to everyone is 50,000 yuan, and loan app2022 such as Changhanghua and Extreme Wind Staging are all required loans. At present, the maximum loan amount that can be provided to everyone is 50,000 yuan, and the service period is 3-6542.
5. Pocket flowers
Pocket flower is an essential platform for small loans without checking credit information, and it is also a regular small loan without checking credit information. In fact, Pocket Flower is a platform for loan supermarkets in koi fish. In 2022, there were many small loans that didn't check credit information, and it was easier to pass in the near future. At present, the maximum loan amount that can be provided to everyone is 20,000 yuan, and the first loan amount is basically around 5,000 yuan. The loan can be released within 1 minute at the earliest after approval.
Just look at the provident fund and don't look at the credit information big data online loan.
Don't look at the loan platform of big data: 1, Ping An Xinyi Loan, look at the credit card, and look at the credit report of 200,000. 2, Hengyi loan, look at credit cards, look at credit information. 3, people's livelihood to help food loans, look at credit information, look at credit cards. 4, Xiaohua wallet. 5. Give it back to me.
1. Peer-to-peer lending refers to direct lending between individuals through the Internet, which is characterized by low threshold, fast lending and simple operation. It adopts the big data risk control mode, conducts user pre-audit and screening for financial institutions, and recommends high-quality users for banks, which greatly reduces the difficulty and workload of banks in auditing the credit status of SME users. Let's share its application process with you today.
Second, the process of applying for online loans Applying for online loans is actually not to apply for many online loans at once, so on average, the application rate is not very high. The correct method should be to apply slowly one by one, and then apply for the next one after the last one of the Rock Bureau has the result. Sometimes, every application may not be approved. If it is not approved, summarize the reasons, and what are the specific areas that do not meet the loan (how to quickly approve the loan? ) standard, and then adjust the strategy to apply for the next one.
If you are rejected, check your application materials first and think about possible problems. Apply for online loan A first, and if it is rejected, see at which step it was rejected, and then carefully check the information involved in that step to pick out possible problems and see if there is room for optimization; The next step is to wait until the optimization is completed, and then apply for online loan B, so that your successful gross rate of return will be greatly improved. Of course, the choice of online loans is very important, and it is also important to choose a reliable one that suits you. Generally speaking, it is very important for everyone to operate a large platform and a stable platform first. The old and the new choose the old first, because the old has experienced the precipitation of time, and the open area has also increased. The new is generally unstable and the down payment rate is low. Therefore, the order is very important.
Third, matters needing attention in applying for online loans
No matter you submit a loan application to any loan company, you need to provide your mobile phone number in order to get in touch with the applicant of Shennai at a specific time.
It goes without saying that the mobile phone number must be real name and must be authenticated by my real name. If there is no real name, it is best to handle it in real-name registration system; In addition, the longer the mobile phone number is used, the better it is to apply for a loan.
There is no abnormal information in the address book. We often receive all kinds of advertising information. Sometimes these advertisements are really helpful, so we just keep them for comments, such as "loans", "lenders" and "loan intermediaries". However, these materials are itemized by the loan company, and you will feel that you are particularly short of money, which will lead to a lower approval rate. Therefore, when filling in the mobile phone number, you can use these keywords in the address book to deal with contacts to avoid unnecessary misunderstandings.
Android mobile phone users should pay attention to check SMS. The SMS of Android phone can be read by a third party, while the privacy of Apple phone is completely protected, and no third party can read the SMS. Therefore, Android mobile phone users are exposed to more information in front of online loans, paying special attention to the following information. First, other loan text messages, repayment reminders, collection, etc. , all belong to the restore item. The second is all kinds of short messages from bank credit cards. The number of credit cards given to online loans in the mailbox must not be too different from the number of credit cards involved in the SMS.
Don't look at credit information, don't look at the loan platform of big data.
Loan platforms that don't look at credit reporting and big data are:
Call sequence; At present, the maximum loan amount that can be applied for in yomi is 50,000, and the longest service period can be divided into 12 months. Users who are between 22 and 50 years old, have good credit information and big data, and have stable work income can apply. According to some users' feedback, Kouzi needs to verify Xuexin.com's information when applying. Please pay attention.
Pay for oranges; If you want to apply for an orange form, you need the applicant to be between 22 and 45 years old and be able to submit personal information such as ID card, mobile phone operator, contact person, face recognition and work information. The maximum loan amount of the product is 20,000 yuan, but the actual loan is mostly around 5,000 yuan, and the service life is as long as 12 months. The loan platform for credit investigation is not checked.
What platform loans don't look at big data?
If the loan platform needs to inquire about the People's Bank of China's credit information, then it will not look at big data. Big data is usually described as online credit reporting, and some loan platforms do not check credit reporting, so such platforms will query big data to run risk control. The loan platform that inquires about the people's bank of China's credit information will run the audit through the records in the credit information report, without looking at big data.
Most genuine loans require authorization to check credit information when applying, and there are very few genuine loans that do not check credit information.
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