I received a short message saying that my loan was approved, but I didn't apply for a loan. Is this fake?

1. I received a short message saying that my loan was approved, but I didn't apply for a loan. Is this fake?

My mobile phone is the same, just like yours.

Second, I received the loan information, and there is no loan.

If you receive loan information without a loan, you should prevent it from being a text message, and users can ignore it. If it is a short message sent by the official customer service phone of the bank, you can call the official phone of the bank for consultation at this time, and the bank will tell you whether there is a loan. The bank's data is the most authoritative, as long as the bank says no.

Usually, it is not that simple to apply for a loan in a bank. It is necessary for the borrower to personally sign and confirm on the spot, and submit various materials. Only when all bank loan conditions are met will the bank give you a loan. Moreover, the loan should be repaid according to the contract, and there should be no overdue.

The application materials submitted by the borrower when handling the loan include personal valid identity documents, bank accounts in the last six months, credit reports, work certificates, loan application forms, etc. When making a loan, users need to submit other certificates according to different loan types, and the specific application materials can be consulted with the bank.

When making loans, banks provide borrowers with different repayment methods, such as average capital, equal principal and interest, interest before capital, and one-time repayment of principal and interest. Generally, medium and long-term loans can choose one of average capital and equal principal and interest, and short-term loans can choose interest first and then principal or one-time repayment of principal and interest.

I thought the same thing.

Third, the mobile phone received a short message that the loan was successful and did not apply for the loan. Is this short message a short message?

Most of them are fake. There is such a case around. I hope you pay more attention and be vigilant.

What should I pay attention to in online loan investment? 1. Prevent information fraud.

2. Don't blindly believe in high interest rates.

3. Be alert to the self-financing platform and engage in a fund pool.

4. Prevent false marks. You can find some formal p2p platforms, such as Jin and Ai Investment.

Fourth, the mobile phone received a short message that the loan was successful and did not apply for the loan. Is this short message a short message?

Most of this is false. People around you have this idea, so be careful.

What should I pay attention to in online loan investment?

1, to prevent information fraud.

Step 2 cut

3. Be alert to the self-financing platform and engage in a fund pool.

4. Prevent false marks. You can find some formal p2p platforms, such as Jin and Ai Investment.