Gome's electronic card is overdue for more than three months. Is it true that it sent a message that it was a field investigation? He also said that he could apply for a minimum repayment.

It's true. You can also apply for a minimum loan repayment. Gome's electronic card is overdue for three months and the situation is serious. It is necessary to communicate and negotiate with the staff of Gome, otherwise it will really come to the door for investigation. In this case, you can apply to Gome for the minimum repayment amount, and it is possible for both parties to negotiate. Under normal circumstances, Gome also hopes that you can repay as soon as possible, because it is also related to their interests.

Gome E-Card of Gome Finance integrates the advantages of online and offline resources, deepens the scene and financial model, accelerates the penetration of the field industry, promotes the breakthrough of external scenes, provides many jobs with innovative scientific and technological means, and provides customers with safe channels and integrated products and services through a diversified family financial service system.

1. Although credit cards are good and convenient for our lives, we should also spend rationally. In our daily life, if there is no way to pay off the credit card, the bank to which your credit card belongs will report it to the central bank's credit information system and leave a bad record in your personal credit information report. Credit card users must find ways to pay off their debts quickly if they want to make up their credit. Because overdue records usually need to be kept for at least five years after customers pay off their debts before they can be deleted by the system. If the customer is overdue, overdue records and bad credit are likely to remain in the credit information.

2. Although it is said that when a user's credit card is overdue, there will be overdue records in his personal credit record, and the overdue records should be kept for at least five years, in most cases, when a user goes to a bank or other financial institution to handle credit loan business with photos, the bank mainly inquires about the credit information of the customer in the last two years. Therefore, users with overdue credit cards can slowly accumulate credit, and then slowly overwrite the old records with new good records. In daily life, if you want to apply for a loan from Gome Easy Card, then you need to authorize Gome to conduct credit investigation. As a credit loan product of Gome Finance, Gome Easy Card has very high requirements for borrowers' credit reporting. Only users with good credit information can apply. Users with overdue records of loans or credit cards will definitely not be able to successfully apply for loans.