Does the bank card charge an annual fee?

Bank debit cards charge an annual fee.

Introduce the debit card annual fee standards of several banks:

1. The annual debit card fee of China Industrial and Commercial Bank is 10 yuan;

2. The annual debit card fee of China Bank is 10 yuan;

3. Annual fee of CCB 10 yuan, annual fee of U shield 18 yuan (returned in six installments);

4. The annual fee of Bank of Communications is 10 yuan;

5. The annual fee of China Agricultural Bank is 10 yuan.

Annual fees for corporate accounts of the four major banks

Annual fee standards for corporate accounts of the four major banks: Agricultural Bank and Industrial and Commercial Bank of China include online banking, annual fee and SMS package, totaling about 800- 1000 yuan; The annual fee of China Bank is 866 yuan; The annual fee of CCB is around 300 yuan. Before choosing a bank to open a corporate account, users should ask whether the bank can meet the company's requirements for the use of corporate accounts, and ask clearly the bank's regulations on opening corporate accounts for enterprises to see if they meet the conditions.

Advantages of opening a corporate account in a big bank: 1. Convenient payment

Compared with rural commercial banks, city commercial banks and banks, the four major banks rank much higher and have strong anti-risk ability. It is easier to choose an account bank when paying, and the operation is simple. The payer's company's finance is also willing to give priority to helping the householder.

2. Which is better, a savings card or a debit card?

Savings card is a kind of debit card, and debit card can also be regarded as an upgraded version of savings card. They have certain differences in function. Savings card is mainly suitable for saving assets and has certain limitations. Debit card refers to a card that the issuing bank signs a contract with the customer, has no credit limit, and must deposit before consumption.

Debit cards and savings cards are both media for saving money. Let's talk about their differences from two aspects. First of all, the first aspect is function. In addition to the basic function of saving money, debit cards will have some other functions. For example, online payment, purchase of funds or other wealth management products. These value-added services can be authorized by banks. Of course, online shopping, WeChat payment and Alipay payment are all acceptable. But the savings card is not that multifunctional. Savings cards only have basic storage functions. You can deposit money at ATM or go shopping at the mall through POS.

On the other hand, the appearance, the card number is generally 19 digits, and it is printed, not a number with concave and convex feeling. It won't have an expiration date and an anti-counterfeiting label like a credit card. Because the function of debit card is very single, it can't be used completely in many cases now, so most people use debit card.