Xingye credit card activation

Does Industrial Bank Card need to be activated in the bank?

To activate the Industrial Bank credit card, only new users need to apply online at the bank. Old users or new users do not need to go to the bank to apply for cards through outlets and salesmen.

There are many ways to activate the Industrial Bank credit card:

1, customer service telephone number: directly dial 9556 1 to receive manual application for activation;

2. Online Banking: Credit Card Center-Credit Card-Online Banking-Card Activation;

3, WeChat official account: pay attention to WeChat official account Industrial Bank credit card-card-card activation;

4. SMS: Edit the SMS "Last 4 digits of credit card 3 1" and send it to 9556 1.

Credit card is a credit certificate issued by commercial banks or credit card companies to qualified consumers.

The form of credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

The role of credit cards:

1. It is convenient for people's life and saves the trouble of carrying cash. And there are no geographical restrictions on using credit cards. Whenever you swipe your card anywhere in China, you can swipe it as long as you have the UnionPay logo, and there is no handling fee.

2. Be able to participate in various discount activities in cooperation between merchants and banks;

3. The points earned by credit card spending can be exchanged for gifts;

4. Timely repayment after swiping the card will enhance the credibility of personal banks.

The purpose of the credit card:

1. Shopping consumption.

2. Microfinance.

Save money.

4. Shopping saves money.

5. Value-added services of credit cards to obtain cheap insurance and travel.

6. Credit certificate.

Credit card withdrawal methods are:

1. Cash withdrawal at the counter:

Cardholders can take their credit cards to any bank counter, apply to the staff for cash withdrawal, and then enter the cash withdrawal password with their help to withdraw cash.

2. Cash withdrawal by tying the card:

The cardholder can bind the credit card with a peer savings card in the online banking of the credit card, then transfer the credit line to the savings card, and then use the savings card for consumption, which is also called cash withdrawal.

3.ATM withdrawal:

Insert the credit card into the ATM, enter the payment password of the credit card, select cash withdrawal, then enter the cash withdrawal amount, and finally confirm.

Credit card repayment methods are:

1, ATM repayment. Cardholders can go to the ATM of the bank to make a card deposit, and depositing money in the credit card means paying back the money.

2. Mobile banking repayment. All major banks have mobile banking software, which can be installed on mobile phones to repay credit cards.

3. AliPay repayment. Alipay has a credit card repayment function. Click "Credit Card Repayment" on the homepage, and you can repay after binding the credit card.

4. wechat repayment. There is a credit card repayment function on WeChat. Click "Me"-"Pay" to see the "Credit Card Repayment" function.

5. Repay at the bank counter. Cardholders can go to bank outlets with credit cards, ID cards and cash, and handle credit card repayment business at the counter.

How does the Industrial Credit Card Activation Process activate the Industrial Credit Card?

Every new credit card needs to be activated before it can be officially used. An inactive credit card is just an invalid card, which may even bring you the risk of being stolen. Today, I will introduce the activation process of Industrial Credit Card and see how to activate Industrial Credit Card.

There are many ways to activate Industrial Credit Card, which can be activated through SMS, online banking, mobile banking, customer service phone, official WeChat account and bank outlets. In order to help Industrial Credit Card holders activate their new cards smoothly, here is a detailed introduction to the activation process of Industrial Credit Card:

1, SMS activation

Edit the short message "Credit card 3 1 last four digits" with the mobile phone number reserved by the issuing bank and send it to 9556 1. After receiving the reply, the SMS card can be activated successfully.

2. Online banking

When logging into a personal online banking account, there is a "card activation" platform under the "online banking" column on the homepage of the credit card center. Credit card, ID number, the last three digits of the signature column on the back of the card and SMS verification code are required to activate the card.

3. A good APP

Log in to the personal Industrial Bank mobile banking account, and the "Account" page provides the "Activation Card" entrance. Users can activate it by providing the cardholder's personal information and credit card information.

4. Customer service telephone number

Call the Industrial Credit Card customer service phone number 9556 1 directly, follow the voice prompt of the customer service, and complete the identity verification to activate the card.

5. WeChat official account

How to activate the industrial bank credit card

There are usually three ways to activate a credit card:

To activate through the counter of the bank where the credit card is located, I need to come forward and my original ID card and credit card;

Call the credit card service phone on the calling card to activate;

Log in to credit card online banking and activate online. Service phone activation method:

Call the 24-hour customer service hotline displayed on the back of the credit card, select the corresponding language, and enter the cardholder password and inquiry password; According to the voice prompt, select the card activation option under the menu of "Credit Card Activation and Password Management";

Industrial Bank, a subsidiary of Industrial Bank Co., Ltd., was established in 1988. It is a bank that issues short-term, medium-term and long-term loans. Credit card business is one of the main businesses of Industrial Bank, so what about the credit card of Industrial Bank? As far as we know, the credit card of Industrial Bank is good.

Advantages of Industrial Bank's credit card, such as:

1. When spending by credit card, overdraft and a certain period of interest-free period are equivalent to applying for a short-term interest-free loan from the bank;

2, credit cards do not give change, hehe, in fact, debit cards can also be swiped, but as far as the current situation is concerned, everyone is still willing to swipe credit cards, because in general, debit cards are used for savings, while credit cards are used for consumption;

3. You can set up your own credit record and enjoy certain discounts when dealing with banks in the future. Some relevant government policies are being introduced one after another. A good credit record will enjoy certain benefits in future financial services, but it is also limited.

It is still useful for me to cultivate a concept of financial management. It's better to go to the bank once a month to pay back the money. The bill has consumption details, depending on what I spent this month and where I spent it.

5. The credit card design is diverse and beautiful, which is better than the debit card.

Disadvantages:

1. As most people say, I am worried that my credit card will be stolen, because many credit cards can be traded without password verification. Once lost, I may be maliciously overdrawn and stolen, and there is still a chance to recover it at that time;

2, running the bank every month, afraid of trouble, hehe, once or twice running slowly, you have to pay back the bank debt and interest, which is a problem.

The longest interest-free repayment period for credit card consumption is 56 days. If you withdraw cash, it is five ten thousandths of the daily interest.

Credit card and debit card are corresponding concepts, and the main differences between them are as follows:

1, different definitions: Credit cards are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders don't need to pay cash when using credit cards, and they will pay back the bill when it is issued; Debit card refers to a bank card with no overdraft function after deposit (or cash withdrawal);

2. Different ways of use: credit cards are debit cards, which can be used first and then returned, while debit cards are savings cards, which must be deposited first and then used, and cannot be overdrawn;

3. Whether there is interest is different: credit card deposits have no interest, demand deposits on debit cards count as current interest, and time deposits count as regular interest;

4. Whether it affects the credit of cardholders is different: overdue bills of credit cards will add penalty interest, and it will affect personal credit. Debit cards will not have bills, and personal credit will not be affected by bank card fees.

Industrial Bank credit card mobile phone activation strategy

The most important key to using a credit card is to activate it. No matter what bank it is, Industrial Bank is no exception. So, how to activate the Industrial Bank credit card? Here's how to activate the Industrial Bank credit card by phone.

For cardholders, the Industrial Bank credit card does not mean that it has been opened. It must be activated through various channels, such as official website activation, telephone activation and WeChat activation. The best activation method is to call.

Specific activation steps are as follows:

1, call customer service: 95561;

2. Press "1" to enter the "Credit Card" menu;

3. Press "7" to enter the "Activation and Password Service" menu;

4. Press "1" to enter the "Card Activation" menu;

Remind Xingye that if the credit card is not activated, there is no annual fee. Once activated, the annual fee is free in the first year, and the annual fee is free in the second year when the consumption standard is reached. Specific standards vary from card to card. So, if the card is activated, but you can hardly use it, then cancel it quickly, otherwise it will not only cost extra money, but also seriously affect your personal credit history.

Industrial Bank has many commendable credit cards. Click on the figure below to apply quickly:

Xingye Taobao card

Integral discount

Credit card 5 times/free of annual fee.

Pay quickly and enjoy safer and more convenient online shopping fun.

Xingye China Southern Airlines Pearl Co-branded Card

China Southern Airlines Pearl Mileage Feedback

2 million high aviation risk

Airport VIP courtesy

I handle the Industrial Bank Card. How do I activate the card?

1. The debit card of Industrial Bank needs to be activated at the counter of the business outlet of Industrial Bank with the original ID card and bank card.

Second, the Industrial Bank credit card can be activated by calling the Industrial Bank customer service phone.

Three. Industrial Bank Credit Card can also be activated by Industrial Bank in official website. The specific method is as follows:

1. Open Baidu search, search Industrial Bank, find Industrial Bank official website, and click Enter.

2. Find "Credit Card" after entering official website of Industrial Bank, and then click Enter.

3. After entering the credit card, find the item "Online Banking" and click Enter.

4. After entering, find the item "Card Activation" and click Enter.

5. After the card is activated, enter the credit of the credit card, ID number and the last three digits of the signature column on the back of the card, and activate the credit card after SMS verification.

Do I need to go to the bank to activate the Industrial Bank credit card for the first time?

The activation method is as follows:

1. Open Baidu search, enter "Industrial Bank" in the search bar, find Industrial Bank official website after the search and click Enter.

2. After entering official website of Industrial Bank, find "Credit Card" and click Enter.

3. After entering the credit card, find the item "Online Banking" and click Enter.

Four, after entering the online banking, find a "card activation", click enter.

5. After the card is activated, enter the corresponding information of the credit card, and then get the SMS verification code. After verification, the credit card can be activated.

This is the introduction of Industrial Credit Card activation and the end of Industrial Credit Card activation period. Did you find the information you needed from it?