Is the online loan filing notice true or false?

Some of the online loan filing notices are true, and most of them are false. The collection often sends some false "notice of filing a case", "notice of prosecution", "notice of hearing" and "lawyer's letter" to force the debtor to pay back the money. P2P online lending is a civil dispute case. It's no use calling the police. The Public Security Bureau will not accept it. Even if you receive it, it will make you sue each other. Unless the case really affects social order. That's why we have the idea of filing a case with the court. If the other party files a case, there will generally be no notice of filing a case unless you need to assist in the investigation. And a letter from a lawyer. First of all, the lawyer's letter only plays the role of "legal notification" and has no other legal effect. The most important thing is that the formal platform is looking for formal collection companies. These collection companies also have collection licenses, and generally cooperate with some lawyers, and the seals are also true. But so what? This is just a notice. Besides, lawyers are expensive. Generally, they won't take such small civil cases, and they won't send you text messages and call you for money.

1, online lending, mbth is Internet lending, and p2p online lending is short for peer-to-peer lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly, with about 350 active platforms so far, and the total number reached 3,054 by the end of April 20 15. From 2065438 to September 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Online Lending Risks jointly issued the Notice on Strengthening the Construction of P2P Online Credit Information System to support the operating P2P online lending institutions to access the credit information system.

2. In the traditional P2P model, the online lending platform only provides information exchange, information value appraisal and other services that are conducive to the completion of the transaction, and does not substantially participate in the lending interest chain. There is a direct creditor-debtor relationship between borrowers and lenders, and the online lending platform maintains its operation by charging certain fees to borrowers and lenders. In China, because the citizen credit system is not standardized, it is difficult for the traditional P2P model to protect the interests of investors. Once overdue, investors will lose everything.