The mobile phone received a reminder of 50 thousand transfer, and then someone called to say that the transfer was wrong and asked to return it. What should I do?

Never return it! Moreover, it is necessary to choose the alarm at the first time and let the police handle it. Generally, as long as it is such a wrong account, it is a routine to call you for a refund. If you return the money to the other party rashly, there will be great trouble in the future.

What routines will there be

1. The money hasn't really arrived yet.

Many people don't know that you can set the transfer time now. The remitter can choose "real-time arrival" or "24-hour arrival". If someone calls you and tells you that 50 thousand yuan has been transferred to you by mistake, I will send you the transfer voucher. It's all empty. Don't believe it. As long as the other party has set up "24-hour arrival", all the transferred money will be deposited in UnionPay card within these 24 hours. With one phone call, the other party can cancel the transaction and the money will go back to his bank card. If you really return the money to the other party, it will be a routine of 50,000 yuan, which will cause heavy losses.

The money did arrive, but it was illegal and criminal.

If you receive a SMS reminder, remind you that there is indeed a sum of money in your bank card. You can't be careless It is very likely that the source of the money is not clean, it is an account. We have all heard of the crime of money laundering, but we have never really seen it. Put money from the wrong source into your account, and then you take it out and transfer it to the other party. This process is actually money laundering. Therefore, we must not be careless.

The mobile phone received a reminder of 50 thousand transfer, and then someone called to say that the transfer was wrong and asked to return it. What should I do?

1. No matter whether the other party really logs in by mistake or is a liar, it is recommended to call the police.

A person's experience and cognition are limited, but the means of a liar are endless. In this case, I suggest you call the police immediately after stabilizing the liar. If the other party really transfers the wrong account, you can file a case after calling the police. If you transfer the money back to the other party, there will be evidence to prevent him from asking you for it again and avoid unnecessary trouble. If the other party is a liar, with the police's well-informed and years of experience in handling cases, they will be caught, thus avoiding their own property losses, and it is also possible to bring the liar to justice and prevent more people from being deceived again.

2. Go to the bank to check the source of the money.

When you receive inexplicable money, you must go to the bank to check the source of the money and see if someone else transferred the wrong money or you were "loaned". If someone else does something wrong, then we must adhere to the principle of "don't take money that is not our own" and return it to the other party in time. If it is your own "loan", you should pay back the money quickly after calling the police to prevent yourself from being blacklisted inexplicably.

It is not a good thing to receive the transfer inexplicably. Remember not to transfer money first, or whether the last person knows the name. If it doesn't arrive in 24 hours, let him cancel it himself. If it's more than 24 hours, call the police first to see if he comes to you or transfer it to him in front of the police. Generally, the amount is relatively large, and the probability of making a mistake is very small, the probability of making a mistake is very high, or the probability of knowing your number and deliberately deceiving you is very high. If you are yourself, accept it. If you are not yourself, give it back to the police.

In this case, you should call the police at the first time, let the police decide how to deal with it, and we will cooperate. So my point is: don't rush to refund the money, even if you want to refund it, you should call the police and let the police handle it for you, otherwise it will be too late to really regret it.