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JD.COM's IOUs are overdue. How to negotiate deferred repayment?
1. Contact customer service: First of all, you need to contact the customer service of JD.COM Baitiao, which can be done by telephone, online customer service or email. When contacting customer service, you need to explain your specific situation, including the reason, time and amount of overdue.
2. Express willingness to repay: During the negotiation, you need to express your willingness to repay to the customer service and express your determination to make money and pay off debts. At the same time, you can provide some proof materials, such as income proof and debt list, to prove your repayment ability and willingness.
3. Propose a deferred repayment plan: During the negotiation, you can propose your own deferred repayment plan. Generally speaking, JD.COM Baitiao will decide whether to agree to the deferred repayment plan according to the specific situation of users. If you agree, you need to sign an agreement, which will stipulate the details such as the amount, time limit and method of repayment.
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