Is Zhilian Financial Internet Arbitration Notice true?

Legal analysis: pay attention to the identification and prevention of conventional loan risks. The illegal and criminal acts of "routine loan" involve fraud, extortion and other crimes. The manifestations of this kind of illegal crime are: 1. Soliciting business in the names of "small loan company" and "guarantee company", signing loan contracts with you, creating the illusion of private lending, and defrauding you to sign "inflated loan contract", "yin-yang contract" and real estate mortgage contract in the names of "liquidated damages" and "security deposit", which is obviously not good for you. In the name of peer-to-peer lending, applicants are required to pay the so-called "capital verification fee", "insurance premium" and "deposit" in advance. Second, forge the bank flow and deliberately create the illusion that you have got all the money borrowed from the contract. Third, arbitrarily identify your breach of contract and ask you to repay the "inflated loan" immediately. Fourth, maliciously increase the loan amount. When you are unable to pay, the other party introduces other fake "small loan companies" or individuals, or "plays" with other companies to sign new "false loan contracts" with you to "balance the accounts" and further increase the loan amount. 5. Blackmailing "debts" and falsely claiming that they are in court. To achieve the purpose of sending money. 6. Fraudulent use of P2P online lending platforms, small loan companies, financial service companies, banks and other entities and institutions to implement a series of frauds under the guise of issuing loans. In case of the above situation, everyone must first refuse all the payment requirements of the other party, remain calm, pay attention to identify and prevent illegal and criminal acts such as fraud and extortion, and ensure the safety of their own funds. (If the loan is actually received, the actual loan amount shall be handed over to the public security organ. )

Legal basis: Article 192 of the Criminal Law of People's Republic of China (PRC) illegally raises funds by fraud for the purpose of illegal possession. If the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property.