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Will the SMS service fee stop if the bank card is frozen?
Reason why bank cards are frozen:
Bank cards are credit cards (debit cards). If they are frozen, there may be abnormal transactions in the credit cards, such as malicious cashing, forged information, continuous password errors, etc., and bank cards may be frozen by banks.
For overdrawn bank cards, the bank will set the overdraft share according to the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze your bank card.
A bank card is a debit card. If it is frozen, it will be frozen in wrong account, which means that the bank mistakenly gives more money to the depositor's account when trading, so the bank may freeze the extra part. One is judicial freezing. According to the relevant provisions of the law, judicial organs can apply for frozen bank cards from banks for handling cases. At the same time, customs, tax authorities and other departments also have the right to freeze.
No matter what kind of bank card it is, if the password is entered incorrectly for three consecutive times, the banking system will automatically lock the bank card password, which is similar to freezing, but not freezing. 24 hours will be automatically released later.
if the bank card fails to apply for a new card upon expiration, the bank will freeze your expired bank card after expiration.
if the bank card has been reported lost for many times in a row, it will be frozen because the bank thinks it is suspected of malicious loss reporting.
solution: according to the freezing reason, take my ID card and bank card to the bank counter for related unfreezing business.
when the bank card is abnormal, it should be solved according to the specific situation.
The common abnormal situations and solutions are as follows:
The account is abnormal due to arrears: if you know that the bank card is abnormal due to arrears, you can bring your bank card and ID card to the business hall, apply to the staff for unsealing, and pay off all the arrears in time.
Abnormal account due to transaction risk: If there is transaction risk in the bank card account, such as the risk of stolen credit card and online fraud, the personal bank card may be restricted. At this time, the cardholder can call the bank's customer service phone, transfer the manual service, explain the specific situation, and show that the card has no transaction risk for the time being, and apply for unfreezing. Bank internal system failure leads to abnormal account: If the above reasons are eliminated, if the customer service consultation fails, it may be that the internal system of the bank has failed due to network problems. At this time, please wait patiently for the troubleshooting, and the bank will start the error correction mechanism after troubleshooting to ensure the safety of funds.
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