How to sign the mobile phone electronic contract?

First, how to sign the mobile phone electronic contract?

Electronic contracts signed by electronic signatures on mobile phones have the same legal effect as paper contracts, but in order to meet the relevant legal requirements, it is very complicated, so the third-party electronic signing platform is generally chosen.

The specific signing process is as follows: 1. Choose a reliable third-party electronic signing platform and register for certification (to prove that you are you in the network environment). You can make your electronic signature and company official seal through the platform.

2. Upload the document to be signed, fill in the customer's name and mobile phone number and send it (the signing order of both parties can be customized).

3. The customer receives the short message containing the signature link on the mobile phone short message, and clicks the link to authenticate according to the page prompt to generate the handwritten electronic signature and signature. The signing of both parties means that the whole contract is signed.

Second, how to sign an electronic loan contract?

Users who sign contracts through the third-party electronic contract platform only need to sign an instruction for the use of electronic signatures to obtain personal electronic power of attorney, electronic loan contract and other related electronic laws corresponding to their real names.

Online signing of electronic loan contract saves paper waste and time of express delivery contract, and greatly improves the signing efficiency. At the same time, it also saves a lot of unnecessary troubles in contract management.

It only takes 3 minutes to sign the contract quickly: Jin Mu Platform sends the contract to our electronic contract platform or sends an email to remind you to log in to the electronic contract platform. After real-name authentication, confirm the contents of the contract and sign it, that is, complete the signing process. It should be emphasized that the electronic loan contract signed through our electronic contract platform has the same legal effect as the paper contract.

The electronic borrowing process can effectively verify the identity of the signer and prevent the risk of being denied;

The report issued by the electronic contract can be used in the whole process, which is authentic, legal and relevant, and can be used as evidence to avoid the pain of unclear burden of proof of the parties;

Electronic IOUs are likely to be lost, which can prevent the parties from being unable to provide evidence.

Third, how can electronic contracts take effect?

1. According to the first paragraph of Article 3 of the Electronic Signature Law, both parties shall agree to sign the contract by data message. For example, it is clearly stipulated in the electronic contract that both parties agree to sign this contract by data message.

2. Tip: Contracts involving the transfer of real estate rights such as land and houses will not be legally effective in the form of electronic contracts.

3. For the validity of the contract and evidence preservation, please refer to "Zhejiang Alibaba Co., Ltd. v. Zheng Guohua Loan Contract: Particularity of Online Loan".

Four, how to sign an electronic loan contract is effective?

To be legal and valid, an electronic contract must meet the following conditions: 1. All the people who signed the contract used their real names. In other words, personal authentication, current mobile phone authentication, WeChat authentication, and bank card can only correspond to this person's name, but also take photos in real time to form an evidence chain. Enterprise certification, you need to submit relevant information and official seal of the enterprise, plus a statement of authorization. 2. The signature on an electronic contract is a reliable electronic signature recognized according to the Electronic Signature Law. An electronic contract, also known as an e-commerce contract, is an agreement between two or more parties to conclude, change and terminate the civil rights and obligations of property through an electronic information network. Through the electronic contract platform, users can sign electronic power of attorney, electronic loan contract and other related electronic legal documents with proprietary electronic signatures only by signing an instruction manual for electronic signature and obtaining a personal digital certificate corresponding to their real names. In this process, users need to clearly understand the principle of electronic loan contract depository: through digital signature, tamper-proof and other technologies, identify the identity of the signer, and ensure that electronic loan contracts and paper loan contracts have the same legal evidence effect. In terms of data security, users can upload the electronic loan contract to the cloud through the "document transmission interface" provided by the electronic contract platform, convert it into a tamper-proof PDF format, and send the metadata of the contract signing information (contract number, full evidence chain timing information, etc.). ) to the designated judicial authentication institutions to save, in order to prevent tampering, ensure the originality and objectivity of electronic data, and prepare for the later issue of judicial authentication report and application for arbitration. Online signing of e-loan contract saves paper waste and time of express delivery contract, and greatly improves the efficiency of contract signing. At the same time, it also saves a lot of unnecessary troubles in contract management. Non-performance mode of electronic contract: 1. Prepare a civil lawsuit. 2. Go to someone with jurisdiction and submit relevant evidence. 3 in accordance with the people's notice to attend and participate in litigation activities on time. 4. Anyone who refuses to accept the judgment or ruling of first instance shall appeal to the people who tried the case or the people at the next higher level within 15 days after receiving the judgment or 10 days after receiving the ruling, and submit an appeal. According to Article 9 of the Contract Law of People's Republic of China (PRC), the parties to a contract shall have corresponding capacity for civil rights and capacity for civil conduct. The parties may entrust an agent to conclude a contract according to law. Article 11 of the Contract Law of People's Republic of China (PRC) refers to contracts, letters and data messages (including telegrams, telexes, faxes, electronic data interchange and e-mails) and other written forms that can tangibly express their contents.