Everbright Credit Card Cancellation Process

How to cancel the credit card of China Everbright Bank?

I. Cancellation of the business outlets of China Everbright Bank:

You can cancel your account directly with a credit card at the branch of China Everbright Bank, and you can handle it at the branch with your credit card and ID card. China Everbright Bank is one of the few banks that can cancel credit card accounts at business outlets, which is the most convenient and safest way to cancel accounts.

2. China Everbright Bank credit card phone cancellation:

In addition to going to the business outlets to cancel the credit card, you can also choose to cancel the credit card by using the customer service telephone number of China Everbright Bank, call the 95595 toll-free customer service telephone number of China Everbright Bank, and press 1-0 to receive the manual service. Therefore, please cancel the customer service of China Everbright Bank.

Characteristics of credit cards of China Everbright Bank

1, password consumption, safe and reliable.

Everbright Credit Card has a unique password consumption function, which makes your credit card more secure and reliable.

Step 2 reward customers

A large number of credit cards especially enrich the customer reward plan. Through various reward methods, you can get rewards for every expenditure and make your life more exciting. The detailed terms will be announced soon, so please pay attention.

3, one card and two coins, universal.

Sunshine Credit Card is a dual-currency credit card. Special merchants who accept VISA card business in more than 240 countries and regions around the world can swipe their cards at more than 840 thousand ATMs with VISA logo around the world to withdraw local currency.

4. RMB settlement of overseas credit cards

Sunshine Credit Card has opened RMB settlement business in Hong Kong, Macau, Singapore, South Korea and Thailand. Transactions conducted at merchants or ATMs with the logo of "UnionPay" can be settled and repaid in RMB.

For foreign currency transactions, Everbright Bank will settle at the current exchange rate. To withdraw cash from overseas ATMs marked with "UnionPay", you need to pay a withdrawal fee of 65438+ 0% of the RMB transaction amount, with a minimum of 15 yuan RMB.

5. Overseas foreign currency consumption and domestic RMB repayment.

Sunshine credit card can be used for overseas foreign currency consumption, and can apply for RMB to purchase foreign exchange by telephone or directly repay in US dollars, thus avoiding the troubles of insufficient and little foreign exchange.

6. Overseas, it is convenient to withdraw cash.

You can withdraw RMB cash from the counters of China Everbright Bank, ATMs or other bank ATMs with the logo of "UnionPay", or you can withdraw local currency from ATMs or bank counters with the logo of "VISA" overseas.

How to cancel the credit card of China Everbright Bank?

Cancel by phone: It is most convenient to cancel the credit card by phone. Call the bank's customer service hotline directly and enter the manual service according to the prompt. The customer service staff will cancel the credit card after verifying some information, but it may take a long time to cancel the credit card by phone, which needs everyone's attention.

Business outlet card cancellation: the cardholder shall go to the nearby Everbright Bank with the credit card to be cancelled and his/her ID card. After completing the application form for account cancellation, the bank will report a copy of the cardholder's ID card and the completed application form for account cancellation to the head office. Cardholders only need to wait for news or call to ask about the progress.

Note: When applying for cancellation of Everbright Credit Card, if there is overpayment in the card, you need to take out the overpayment before applying. The credit card overpayment of China Everbright Bank cannot be transferred to a savings card, but it can be cashed through an ATM or a counter. The overpaid recovery fee is 65,438+0% of the transaction amount, with the lowest in 3 yuan and the highest in 200 yuan.

After the credit card application of China Everbright Bank is cancelled, the points will be cleared. If the secondary card applies for cancellation, the points can be transferred to the main card. Generally speaking, a credit card can be re-applied after six months of cancellation. However, after the cancellation of the credit card of China Everbright Bank, you can apply for the card to be restored, and you don't need to re-apply. The cancellation of a credit card or account will not affect the credit history of the cardholder.

How to cancel the credit card of China Everbright Bank?

In this convenient and fast life, more and more people have credit cards, and their use is becoming more and more popular. Some cardholders find that the credit card limit is lower than their expectations after getting the credit card, so they don't want to continue using the credit card and want to apply for cancellation of the credit card. So how does China Everbright Bank cancel its credit card?

1. Telephone account cancellation: Cardholders can apply for credit card account cancellation only by calling the customer service hotline of China Everbright Bank.

2. Online account cancellation: the cardholder can log in to official website of China Everbright Bank to cancel the account.

3. Third-party cancellation: Cardholders can cancel their credit cards through the mobile APP of China Everbright Bank.

The above is the introduction of the credit card cancellation method of China Everbright Bank.

How to cancel the cancellation of Everbright Credit Card?

1. Cardholders bring their ID cards and credit cards to the bank outlets for account cancellation.

2. Call 95595 or 4007-888-888, press the number keys according to the voice prompt or connect to customer service to log out.

If you lose your credit card, you can only cancel it at the outlet.

China Everbright Bank Credit Card Center was established in July 2003 and was formally established at the end of 2003. It is directly under the head office of China Everbright Bank, and it is a credit card center serving consumers within the framework of state-owned holding and international financial organizations' participation in national joint-stock commercial banks.

Sunshine Credit Card provides a variety of repayment methods for you to choose from: outlet counter, automatic teller machine (ATM), self-service deposit machine (CRS), multimedia self-service inquiry machine, automatic transfer of Sunshine Card, inter-bank transfer/remittance, online bank repayment and telephone purchase of foreign exchange to make your credit card more worry-free.

Introduced function

Password consumption, safe and reliable

Sunshine credit card has a unique function of spending by password, which makes your credit card more secure and reliable.

Give back to customers and be wonderful.

Sunshine Credit Card has a special incentive plan to enrich customers, and there are a variety of incentive measures, so that every expenditure will be rewarded and your life will be more exciting. The detailed terms will be announced soon, so please pay attention.

Two coins for one card, universal.

Sunshine Credit Card is a dual-currency credit card. It can be used by special merchants who accept VISA card business in more than 240 countries and regions around the world, and withdraw local currency from more than 840 thousand ATMs with VISA logo around the world.

RMB settlement of overseas credit cards

Sunshine Credit Card has opened RMB settlement business for credit cards in Hong Kong, Macau, Singapore, South Korea, Thailand and other places, and transactions conducted by merchants or ATMs with the logo of "UnionPay" can be settled and repaid in RMB.

For foreign currency transactions, Everbright Bank will settle at the exchange rate of the day. To withdraw cash from an ATM with the "UnionPay" logo posted overseas, a withdrawal fee of 65438+ 0% of the RMB transaction amount is required, with a minimum of 15 yuan RMB.

Overseas foreign currency consumption, domestic RMB repayment

For the foreign currency consumption of Sunshine Credit Card abroad, you can apply for repayment of foreign currency in RMB or directly in US dollars by telephone, which will save you the trouble of insufficient foreign currency and exchange foreign currency.

It is convenient to withdraw cash inside and outside China.

You can withdraw RMB cash from the counters of China Everbright Bank, ATMs or ATMs with the logo of UnionPay in other banks, or you can withdraw local currency from ATMs or bank counters with the logo of VISA abroad.

A variety of repayment methods

How to cancel and cancel the credit card of China Everbright Bank?

You can cancel your credit card in the following ways:

1. Bank outlets

You can cancel your credit card directly at the outlet of China Everbright Bank, take your credit card and ID card to cancel, and then go to the outlet to handle it.

If the cardholder accidentally loses his credit card, he usually needs to issue a certificate and go through the cancellation procedures again after reissue the original credit card.

2. Call cancellation

You can call the customer service hotline of China Everbright Bank at 95595 or 4007-888-888, and then enter the corresponding number keys according to the voice prompts to operate. Or enter the number key "0" to turn to manual service, and complete the credit card cancellation with the help of the staff. This makes it easier and faster to cancel the credit card.

Please take good care of China Everbright Bank's credit card cancellation instructions:

1. Usually, a user with a credit card master card can apply for cancellation of the master card or a specially designated credit supplementary card. After the main card is cancelled, the supplementary cards can be cancelled together.

2. When you cancel your account with a credit card, you must first repay the overdraft fee, interest, handling fee and other expenses in time.

3. When the cardholder applies for canceling the credit card, he should ensure that the credit card is carried with him.

4. When applying for cancellation of Everbright Credit Card, if there is overpayment in the card, you need to take out the overpayment before applying. The credit card overpayment of China Everbright Bank cannot be transferred to the savings card, but it can be withdrawn through ATM or counter. The transaction amount is charged at 65,438+0%, with the upper limit of 3 yuan/pen and 200 yuan.

China Everbright Bank was established in August, 1992. It is a national joint-stock commercial bank approved by the People's Bank of China and headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 20 10 and on the Hong Kong Stock Exchange in February 20 13.

By the end of June, 20021,China everbright bank had set up 1299 branches all over the country, realizing the full coverage of the provincial administrative regional service network, with outlets radiating across the country 149 economic center cities. In the 20021annual "Top Global Banks 1000" list, China Everbright Bank ranked 30th. To speed up the international layout, Hong Kong Branch, Seoul Branch, Guangyin International, Guangyin Europe and Luxemburg Branch have successively opened for operation, and Sydney Branch has applied for the establishment, with increasingly prominent social responsibilities. Supporting the "Mother's Water Pit" public welfare activities has had a great impact on society for many years; In the ranking of "Global 1000 Big Banks" published by The Banker magazine in 20 17, China Everbright Bank ranked 49th. In 20 18, it ranked 39th in the "ranking of global 1000 big banks" published by British Banker magazine, which was 10 higher than that in 20 17, and was+20/0 in June 20 19. In March 2020, it was selected as one of the top 500 global brand values in 2020 with 184. In April, 2020, the Ministry of Finance approved Everbright Group to issue additional shares to Central Huijin Investment Co., Ltd., and Huijin Company transferred its 10255438+0 billion A shares to Everbright Group.

How to cancel the credit card of China Everbright Bank?

If you don't want to use the credit card after opening it, or decide to give it up after using it for a period of time, you need to cancel the credit card. Let me talk about how to cancel the credit card of China Everbright Bank.

First, China Everbright Bank credit card cancellation method

1, cancel bank outlets.

You can cancel your credit card directly at the outlet of China Everbright Bank, bring the credit card to be cancelled and your ID card, and go to the outlet for processing.

If the cardholder accidentally loses his card, he usually needs to issue a certificate and reissue the original credit card before going through the cancellation procedure again.

2. Call cancellation

You can call the customer service hotline of China Everbright Bank at 95595 or 4007-888-888, and then enter the corresponding number keys according to the voice prompts. Or enter the number key "0" to turn to manual service and cancel the credit card with the help of the staff. This way of canceling credit cards is more convenient and faster.

Two. Matters needing attention in credit card cancellation of China Everbright Bank

1. Generally, users who hold the main credit card can apply for cancellation of the main credit card or specially designated supplementary credit card. After the cancellation of the main credit card, the supplementary credit card will also be cancelled.

When you cancel your credit card account, you need to pay off the overdraft fee, interest and handling fee in time.

3. When the cardholder applies for canceling the credit card, he should ensure that the credit card is carried with him.

4. Apply for cancellation of Everbright Credit Card. If there is overpayment in the card, you need to take out the overpayment before applying. The credit card overpayment of China Everbright Bank cannot be transferred to a savings card, but it can be cashed through an ATM or a counter. The overpaid recovery fee is 65,438+0% of the transaction amount, with the lowest in 3 yuan and the highest in 200 yuan.

3. How long can I reapply after the cancellation of Everbright Bank's credit card?

Generally speaking, a credit card can be re-applied after six months of cancellation. However, after the cancellation of the credit card of China Everbright Bank, you can apply for the card to be restored, and you don't need to re-apply.

However, I suggest that you submit a credit card application three months after the cancellation of your credit card, so that there will be no suspicion of malicious card opening.

The above is what I introduced to you about "How to cancel the credit card of China Everbright Bank?" I hope this article I compiled is useful to you. Want to know more about credit cards, I suggest you pay attention to Tianjin Investment Credit Card!

Disclaimer: The operation suggestions in this article only represent the views of third parties and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Trading on this basis is at your own risk.

Let's not talk about the cancellation of Everbright Credit Card.